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Like any other current account, ours is subject to status and eligibility
 AER Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded once each year. Gross rate interest payable without taking account of any tax payable. Credit interest is calculated daily on the cleared credit balance in your account. ↩
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Account name: M Plus Saver
What is the interest rate?
|Balance||Gross Rate (%)||AER (%)|
|On all balances||0.35%||0.35%|
Interest is calculated on a daily basis and paid on the last day of each calendar quarter.
Can Virgin Money change the interest rate?
Yes, if we decrease your rate we will provide at least 2 months notice as described in Section 12 of the Terms. We may increase your rate without giving you notice.
What would the estimated balance be after 12 months based on a £1,000 deposit?
|Initial deposit at account opening||Balance after 12 months|
This is only an example and does not take into account your individual circumstances.
The example assumes that:
How do I open and manage my account?
You can only open an M Plus Saver if you have an M Plus Account with us in the same name(s). The M Plus Saver will stay open, as long as the M Plus Account is maintained as described in the Terms.
There are no minimum or maximum balance restrictions or need to pay in on a regular basis. The M Plus Account is available for anyone from the age of 16.
If you want to apply online, you'll need to be at least 18. Subject to status.
Can I withdraw money?
You may only withdraw funds by transfer to your M Plus Account or any other account that we allow you to make a transfer into using internet/ telephone banking, the Virgin Money Mobile Banking app or in store.
Interest will be paid gross.
Gross rate interest is the interest payable without taking account of any tax payable.
AER (Annual Equivalent Rate). The Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded once each year.
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Whilst Scotland enjoys a bank holiday on 4th January 2022, it’s a normal processing day for us. And so please make sure you have enough money in your account, as payments due between 1st and 4th January 2022 will be taken on Tuesday, 4th January.Continue to Yorkshire Bank Internet Banking as normal
Never tell anyone a token 3 response code, even someone from the bank. You should only input these codes to our secure Business Internet Banking service when you’re sending and making payments. If anyone calls and asks for a token 3 response code or asks you to authorise a payment on the App for fraud checks, hang up and call us on 0800 085 2914 from another line if possible, remember the Bank will never ask you to disclose your security details.Continue to Virgin Money Business Internet Banking