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Log in to complete your online application and get your online decision
Find out how much you could borrow, calculate monthly payments and request an Agreement in Principle
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Paying 2.02% AERGo to footnote 1 (2.00% grossGo to footnote 1 per annum variable) on up to £1,000, interest paid monthly.
0.50% AERGo to footnote 1 (0.50% grossGo to footnote 1 per annum variable) on your savings account, interest paid quarterly, up to 26th April 2021.
Please note, the interest rate will be 0.35% AERGo to footnote 1 (0.35% grossGo to footnote 1 per annum variable) on your savings from 27th April 2021.
No monthly fee to worry about, plus we won't charge you to use your card abroad (other fees and charges apply).
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View our Virgin Money M Plus Account and savings account
Like any other current account, ours is subject to status and eligibility
[1] AER Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded once each year. Gross rate interest payable without taking account of any tax payable. Credit interest is calculated daily on the cleared credit balance in your account. ↩
Pick a goal, create a Savings Pot for it, and transfer money in to it when you can.
See your spending and what you've got left each month. Gone over-budget? The app lets you know.
Just a fingertip away with Apple Pay and Google Pay.
It's quick and easy to sign in using your face or fingerprint.
Prefer using a passcode? You can still set up a six-digit passcode to sign in securely.
As long as you have a smartphone or tablet running iOS 10 (or above) or Android 5.0 Lollipop (or above), you can make use of our super smart app. You can still access your accounts through your desktop or laptop, but won’t be able to use the full range of features.
Account name: M Plus Saver
What is the interest rate?
Balance | Gross Rate (%) | AER (%) |
---|---|---|
On all balances up to 26th April 2021 | 0.50% | 0.50% |
On all balances from 27th April 2021 | 0.35% | 0.35% |
Interest is calculated on a daily basis and paid on the last day of each calendar quarter.
Can Virgin Money change the interest rate?
Yes, if we decrease your rate we will provide at least 2 months notice as described in Section 12 of the Terms. We may increase your rate without giving you notice.
What would the estimated balance be after 12 months based on a £1,000 deposit?
Initial deposit at account opening | Balance after 12 months |
---|---|
£1,000.00 - up to 26th April 2021 | £1,005.00 |
£1,000.00 - from 27th April 2021 | £1,003.50 |
This is only an example and does not take into account your individual circumstances.
The example assumes that:
How do I open and manage my account?
You can only open an M Plus Saver if you have an M Plus Account with us in the same name(s). The M Plus Saver will stay open, as long as the M Plus Account is maintained as described in the Terms.
The account can be opened in Store or online, virginmoney.com/current-accounts/pca, or call us on 0800 121 7365, someone from our team will be available 24/7.
There are no minimum or maximum balance restrictions or need to pay in on a regular basis. The M Plus Account is available for anyone from the age of 16.
If you want to apply online, you'll need to be at least 18. Subject to status.
Can I withdraw money?
You may only withdraw funds by transfer to your M Plus Account or any other account that we allow you to make a transfer into using internet/ telephone banking, the Virgin Money Mobile Banking app or in store.
Additional information
Interest will be paid gross.
Gross rate interest is the interest payable without taking account of any tax payable.
AER (Annual Equivalent Rate). The Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded once each year.
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You are here: Personal Banking > Savings > Everyday Instant Access accounts > Virgin Money
Your digital services have had a Virgin Money makeover. Make the move today by using the new Virgin Money internet banking service.
There are no changes to your account information or login details, the only difference is that you can now sign in to the new Virgin Money internet banking service as well. For now you can still log on through Yorkshire Bank if you’d prefer.
Here's to a life more Virgin.
Continue to Virgin Money Internet Banking
Continue to Yorkshire Bank Internet Banking as normalYour digital services have had a Virgin Money makeover.
There are no changes to your account information or login details, and you'll recognise the layout of the system once you click through. The only difference is that you will now sign in with the new Virgin Money Business Internet Banking service.
Here's to a life more Virgin.
Continue to Virgin Money Business Internet BankingYou can find impartial information and guidance on money matters on the “Money advice service” website.
Yorkshire Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.