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Our hub has been designed especially for you, with a wide variety of hints and tips to help you keep your home and contents safe.
Getting the right mortgage for your budget and circumstances is crucial. At Yorkshire Bank we have developed a range of products that we hope will help you find the right repayment option.
Please review our Tariff of Mortgage Charges if you're interested in our mortgage products. Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Your home may be repossessed if you do not keep up repayments on your mortgage
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(Rates correct as at 18th August 2022)
* Standard Variable Rate
** Offset Variable Rate
*** Offset Variable Investment Housing Loan Rate
A mortgage of £100,000 payable over 25 years, initially on a fixed rate of 4.30% for 5 years and then our Standard Variable Rate, currently 5.49%, for the remaining 20 years. This would require 62 monthly payments of £544.75 and then 237 monthly payments of £601.35 plus one final payment of £603.94.
The total amount payable would be £177,257.39 made up of the loan amount plus interest (£76,898.39), valuation fee (£124), funds transfer fee (£40) and mortgage exit fee (£195).
The overall cost for comparison is 5.1% APRC representative.
The Representative Example is for illustrative purposes only. It is representative of our full range of mortgages. Your actual costs and monthly repayments will vary depending on your mortgage. If you have refined your results using the tool above, this example will no longer be representative.
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Have a question about our mortgages? Have a look at some of the questions we're asked most often.
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Go to the Virgin Money websiteYou can now make international payments up to £1million without calling us to pre-book an exchange rate.
Our maximum transaction limits have increased so you no longer need to call us to make payments up to £1million, as long as your business's limit is £1 million.
Please note, our spot value (2 business days) currencies will remain at a £250,000 limit – you can find a list of these list of spot value currencies here.
We’ve also made it even easier to see the latest exchange rates. We’ll update the rates every 15 seconds, so you can take advantage of market movements for your international payment.
If you’d like to increase your international payment limit, or have any questions, we’d love to hear from you. Get in touch.
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