All our mortgages
Our range of mortgages
Getting the right mortgage for your budget and circumstances is crucial. At Yorkshire Bank we have developed a range of products that we hope will help you find the right repayment option.
Please review our Tariff of Mortgage Charges if you're interested in our mortgage products. Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Your home may be repossessed if you do not keep up repayments on your mortgage
 Product name |
Max loan to value |
Initial rate |
Until |
Variable rate thereafter |
The overall cost for comparison is |
Product fee |
Early repayment charge |
Customer type |
|---|
(Rates correct as at 27th November 2020)
* Standard Variable Rate
** Offset Variable Rate
*** Offset Variable Investment Housing Loan Rate
Representative Example
A mortgage of £173,003 payable over 22 years, initially on a fixed rate of 1.79% for 2 years and then our Standard Variable Rate, currently 5.2%, for the remaining 20 years. This would require 26 monthly payments of £793.42 and then 237 monthly payments of £1,069.08 plus one final payment of £1,065.79.
The total amount payable would be £276,750.67 made up of the loan amount plus interest (£102,063.67), product fee (£999), valuation fee (£450), funds transfer fee (£40) and mortgage exit fee (£195).
The overall cost for comparison is 4.6% APRC representative.
The Representative Example is for illustrative purposes only. It is representative of our full range of mortgages. Your actual costs and monthly repayments will vary depending on your mortgage. If you have refined your results using the tool above, this example will no longer be representative.
Interested in a mortgage?
Your next steps
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Find out what you could potentially borrow in just 10 minutes - it won't affect your credit score.
Request an Agreement In PrincipleBook a telephone appointment with one of our advisors to discuss your mortgage needs.
Give us a call
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If you've got any questions, get in touch.
Mortgage application enquiries
Monday to Friday 8am - 5pm
Existing mortgage servicing enquiries
Monday to Friday 8am - 5pm
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Our mortgage products and rates
Top Mortgage questions
Have a question about our mortgages? Have a look at some of the questions we're asked most often.
You can find impartial information and guidance on money matters on the “Money advice service” website.
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