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Bring your plans to life

Whether it's for home improvements or the holiday of a lifetime, we can help make it happen.

UK residents only. Subject to status & eligibility. 18+. Rates depend on loan amount & individual circumstances. Rates are the same online, in branch and via telephone.

Personal loans

A helping hand with our fixed rate loans

There are times when we may need help to pay for large items. Wedding arrangements, house alterations and special holidays can be a large outlay, but with a Yorkshire Bank personal loan, you could pay it back over the agreed term.

With a Yorkshire Bank fixed rate personal loan you can borrow anything from £1,000 to £35,000 and repay in monthly fixed payments over 1 to 5 years*. All loans subject to status and eligibility.

£1,000–£2,999
£3,000–£4,999
£5,000–£7,499
£7,500–£15,000
£15,001–£25,000
£25,001–£35,000

  • 20.9% APR representative on loans from £1,000 – £2,999

    Representative example
    Loan amount £1,000 Term time 2 years Rate of interest per annum (fixed) 20.9% Representative APR 20.9%
    Total amount payable £1211.33

    23 monthly repayments of £50.48

    and a final payment of £50.29

    All loans subject to status. The rate offered may differ from the Representative APR shown. Maximum APR offered is 29.9%.

  • 16.9% APR representative on loans from £3,000 – £4,999

    Representative example
    Loan amount £3,000 Term time 3 years Rate of interest per annum (fixed) 16.9% Representative APR 16.9%
    Total amount payable £3781.88

    35 monthly repayments of £105.06

    and a final payment of £104.78

    All loans subject to status. The rate offered may differ from the Representative APR shown. Maximum APR offered is 29.9%.

  • 3.9% APR representative on loans from £5,000 – £7,499

    Representative example
    Loan amount £5,000 Term time 3 years Rate of interest per annum (fixed) 3.9% Representative APR 3.9%
    Total amount payable £5,300.87

    35 monthly repayments of £147.25

    and a final payment of £147.12

    All loans subject to status. The rate offered may differ from the Representative APR shown. Maximum APR offered is 29.9%.

  • 2.9% APR representative on loans from £7,500 – £15,000

    Representative example
    Loan amount £12,500 Term time 4 years Rate of interest per annum (fixed) 2.9% Representative APR 2.9%
    Total amount payable £13,244.07

    47 monthly repayments of £275.92

    and a final payment of £275.83

    All loans subject to status. The rate offered may differ from the Representative APR shown. Maximum APR offered is 29.9%.

  • 3.0% APR representative on loans from £15,001 – £25,000

    Representative example
    Loan amount £20,000 Term time 4 years Rate of interest per annum (fixed) 3.0% Representative APR 3.0%
    Total amount payable £21,231.78

    47 monthly repayments of £442.33

    and a final payment of £442.27

    All loans subject to status. The rate offered may differ from the Representative APR shown. Maximum APR offered is 29.9%.

  • 6.9% APR representative on loans from £25,001 – £35,000

    Representative example
    Loan amount £30,000 Term time 5 years Rate of interest per annum (fixed) 6.9% Representative APR 6.9%
    Total amount payable £35,380.28

    59 monthly repayments of £589.68

    and a final payment of £589.16

    All loans subject to status. The rate offered may differ from the Representative APR shown. Maximum APR offered is 12.9%.

Features and benefits

Tick

Repay your loan early

You can take advantage of our early repayment options. An early repayment charge applies**

Tick

Quick decision

A quick decision is available online 8am-10pm Monday to Friday, 8am-6pm on Saturday & 9am-6pm on Sunday and during branch and telephone opening hours.

Tick

Funds direct to your account

Transferred once approved and completed paperwork received by us

Full list of features

Important information

All loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount. The rate offered may differ from the Representative APR shown.

* Loans may be granted over terms of 6 or 7 years if the loan amount is £7,500 or more and, if the purpose of the loan is to repay existing lending with us, the additional amount borrowed must be of greater value than the existing lending that is to be repaid.

** You can repay your loan in full and part at any time and we'll reduce the total charge for credit payable under the agreement. When calculating this reduction we will charge up to an additional 58 days' interest on the amount you repay. You will need to contact our customer services team to inform us of your intention each time you wish to make an additional payment. Our team will be able to provide you with options on how to make this payment.

Calculator

Loan calculator

How much will it cost?

Use our loan calculator to calculate how much your monthly repayments could be on your chosen loan amount

Calculate and apply

To apply for a loan you must be aged 18 or over.

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FAQ - Personal loans

All personal loan questions

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Existing loan customers

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Change details and manage your existing loan.

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Ready to apply?

Apply online now for a personal loan

Branch locator

Find your nearest Yorkshire Bank branch, Business and Private Banking centre or ATM

Branch locator

Prefer to talk to us?

Get in touch to discover how our advisors can help you.

0800 707 6471

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  • Sat 9am – 5pm
  • Sun 10am – 4pm

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You can find impartial information and guidance on money matters on the “Money advice service” website.
Yorkshire Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.