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Make your plans a reality

Personal loans from £1,000 to £25,000

Personal loans

Our lowest ever rate on loans. 3.8% APR Representative on loans £7,500 to £15,000.

With a Yorkshire Bank fixed rate personal loan you can borrow anything from £1,000 to £25,000 and repay in monthly fixed payments over 1 to 5 years*. All loans subject to status and eligibility.

£1,000£2,999
£3,000£4,999
£5,000£7,499
£7,500£15,000
£15,001£25,000
  • 24.5% APR representative on loans from £1,000 – £2,999

    Representative example
    Loan amount £1,000 Term time 2 years Rate of interest per annum (fixed) 24.5% Representative APR 24.5%
    Total amount payable £1246.91

    23 monthly repayments of £51.96

    and a final payment of £51.83

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 18.9% APR representative on loans from £3,000 – £4,999

    Representative example
    Loan amount £3,000 Term time 3 years Rate of interest per annum (fixed) 18.9% Representative APR 18.9%
    Total amount payable £3876.26

    35 monthly repayments of £107.68

    and a final payment of £107.46

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 4.5% APR representative on loans from £5,000 – £7,499

    Representative example
    Loan amount £5,000 Term time 3 years Rate of interest per annum (fixed) 4.5% Representative APR 4.5%
    Total amount payable £5350.97

    35 monthly repayments of £148.64

    and a final payment of £148.57

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 3.8% APR representative on loans from £7,500 – £15,000

    Representative example
    Loan amount £12,500 Term time 4 years Rate of interest per annum (fixed) 3.8% Representative APR 3.8%
    Total amount payable £13,489.17

    47 monthly repayments of £281.03

    and a final payment of £280.76

    All loans subject to status. The rate offered may differ from the Representative APR shown.

  • 4.0% APR representative on loans from £15,001 – £25,000

    Representative example
    Loan amount £20,000 Term time 4 years Rate of interest per annum (fixed) 4.0% Representative APR 4.0%
    Total amount payable £21,665.48

    47 monthly repayments of £451.37

    and a final payment of £451.09

    All loans subject to status. The rate offered may differ from the Representative APR shown.

Features and benefits

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Repay your loan early

You can repay your loan in full and part at any time and we'll reduce the total charge for credit payable under the agreement. Early repayment charges apply**

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Instant decision

An instant decision is available in branch during opening hours and online and via telephone 8am-8pm Monday to Friday, 9am-5pm Saturday and 10am-4pm Sunday.

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Funds direct to your account

Transferred once approved and completed paperwork received by us

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Access to rates

Rates available online, in branch and via telephone.

All our features and benefits


Important information

All loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount. The rate offered may differ from the Representative APR shown.

* Loans may be granted for periods of up to 84 months if i) if you apply in branch or by telephone, the loan amount is greater than or equal to £7,500 or if applying online, the loan is greater than or equal to £15,000; and ii) if the purpose of the loans is to repay an existing Yorkshire Bank loan, the additional amount borrowed is of greater value than the existing loan that is to be repaid.

** You can repay your loan in full and part at any time and we'll reduce the total charge for credit payable under the agreement. When calculating this reduction we will charge up to an additional 58 days' interest on the amount you repay.

Calculator

Loan calculator

How much will it cost?

Use our loan calculator to calculate how much your monthly repayments could be on your chosen loan amount

Calculate and apply

To apply for a loan you must either be a new customer aged 23-74 with a minimum income of £15,000, or an existing customer of the bank aged 18 or over.

Apply now

FAQ - Personal loans

All personal loan questions

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How can we help?

Existing loan customers

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Manage your loan

Change details and manage your existing loan.

Existing loan customers
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Started an application

Retrieve your application if you’ve started your application in the last 30 days.

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Moneyfacts Awards 2014 Best Personal Loan Provider


Branch locator

Find your nearest Yorkshire Bank branch, Business and Private Banking centre or ATM

Branch locator

Prefer to talk to us?

Call us to speak to an advisor or apply for a personal loan by phone

0800 707 6471

  • We’re here
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  • Sat 9am – 5pm
  • Sun 10am – 4pm

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Got a question? Our advisors can help you find the answers.

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  • Mon - Fri 9am - 8pm
  • Sat 9am – 5pm

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