Benefit from up to 30% off your first year’s premium with our 5 star rated home insurance, available to new customers with no claims in the past 4 years.
Don’t settle for a one-size-fits-all policy. Tell us what really matters and we’ll make sure it’s covered – giving you real peace of mind for your possessions.
Our Yorkshire Bank Home Insurance is administered and underwritten by Royal & Sun Alliance Insurance plc (RSA) – rated five stars by Moneyfacts.
Practical guidance and how to make a claim
*Prize draw open to UK res only (excl. NI), 18+. Entrants must receive a quote between 17.04.18 & 12.06.18. One winner will be drawn from eligible entrants within this period. One prize draw entry per quote. No req for the home insurance quote to be progressed to application. Yorkshire Bank staff excl. Full T & Cs (PDF, link opens in a new window)
[1] RSA Survey May 2017. price quoted is based on 25% of customers who purchased a Yorkshire Bank home insurance policy between 01/05/2016 - 30/04/2017. Excludes optional extras. premiums are paid monthly or annually.
[2]If you qualify for both 10% new customer discount and 25% 4 years no claims discount, then 10% will be applied first to the original quote. The additional 25% reduction will then be applied to the discounted total e.g. if quote was £100, 10% discount brings total to £90 minus 25% = final price of £67.50.
[3] Based on all Yorkshire Bank Home Insurance policies renewed between September 2016 and August 2017.
Cover your home itself and other permanent structures on your land such as garages and outbuildings, drives, walls, fences and gates against damage by fire, flood, subsidence, and other similar causes.
Get covered up to £400,000 as standard, up to £40,000 for alternative accommodation, and up to £750 for locks and keys.
Cover your home contents against loss or damage by fire, flood, storm, theft, escape of water, and other similar causes.
Get covered for up to £50,000 as standard, up to £10,000 for alternative accommodation, and up to £7,500 for high risk items (up to a total of £1,500 for any one item).
Combine buildings and contents for maximum protection – covering your home and your belongings under one policy.
Select your core cover and then add extra contents cover from the options below.
TVs, cameras, musical instruments, computers, iPods, and even music and film downloads – protect your electricals while you’re home and away.
Key benefits | Limits | Summary of key benefits |
---|---|---|
Minimum sum insured | £500 | The minimum amount available is £500 with an increase up to £10,000, if required. |
Music, film or electronic data downloads | Up to £2500 | The cost of replacing, films or electronic data legally downloaded by your family, from a legitimate website following loss or damage to technology & entertainment equipment |
Limit to theft from outbuildings | Up to £2000 | For items that are stolen from any detached outbuilding, garage, shed, or greenhouse |
Theft from an unattended motor vehicle | Up to £1500 | Cover for items such as cameras and laptops that have been stolen from the boot or locked glove compartment of a locked motor vehicle |
Protect against accidents – get covered on contents, buildings, or both.
Key benefits | Limits | Summary of key benefits |
---|---|---|
Accidental damage buildings | £400,000 | Comprehensive cover for anything accidentally damaged that would fall under the definition of buildings in your home insurance. |
Accidental damage contents | £50,000 | Comprehensive cover for anything accidentally damaged that would fall under the definition of contents in your home insurance. |
For the little things that mean a lot – get covered for items like jewellery, watches, glasses, money (including credit cards) and bikes.
Key benefits | Limits | Summary of key benefits |
---|---|---|
Minimum sum insured | £500 | Minimum amount for unspecified personal items. |
Maximum sum insured | Up to £10,000 | For loss or damage to unspecified personal items in the British Isles and temporarily outside the British Isles for up to 60 days |
Single item limit | Up to £1,500 | Specified items over £1,500 must be specified on the policy. For single items over £5,000 will require a valuation. |
Theft from outbuildings | Up to £2,000 | Theft of personal items limit £2,000 from outbuildings. |
Money away from the home | Up to £500 | Loss of money in the British Isles and temporarily elsewhere in the world while in possession of any of your family |
Credit cards away from the home | Up to £500 | Financial loss resulting from any credit card being lost or stolen, or the card details being fraudulently obtained and used without permission of the authorised card holder |
Theft from an unattended motor vehicle | Up to £1500 | Cover for items such as jewellery and watches that have been stolen from the boot or locked glove compartment of a locked vehicle. |
Extend your cover to protect your plants, garden, furniture, lawns and gardening tools. We’ll even re-landscape your garden if it’s damaged by emergency services.
Key benefits | Limits | Summary of key benefits |
---|---|---|
Minimum sum insured | £500 | Minimum amount available is £500 which can be increased to a maximum amount of £7,500, if required |
Re-landscaping gardens | Up to £5,000 | The cost of re-landscaping of the garden as a result of damage by the emergency services |
24/7 home emergency assistance provided if your home is uninhabitable.
Key benefits | Limits | Summary of key benefits |
---|---|---|
Home emergency features | Up to £500 | For example cover includes; loss of heating (1st Oct – 30th Apr), failure of all electricity, removal of vermin (from the main structure of the property - excludes outbuildings), securing your home. |
Cover for legal expenses – access to help and advice on tax, employment, residential dispute, personal injury, and consumer protection.
Key benefits | Limits | Summary of key benefits |
---|---|---|
Legal expenses cover | Up to £50,000 | Covers for personal injury, consumer protection, residential, employment, tax. |
[4] Optional cover not available if you purchase core buildings only
To speak to customer services, please contact RSA:
Yorkshire Bank Customer Services RSA Lynchwood Park Peterborough PE2 6GG
Telephone: 0800 197 1612 (Open Monday to Friday 8am – 8pm and Saturday 9am – 1pm)
If you are an existing customer and need to make a claim on your home insurance policy, please contact RSA:
Yorkshire Bank Claims RSA Lynchwood Park Peterborough PE2 6GG
Telephone: 0800 197 1613
(Open 8am – 8pm Monday – Friday and Saturday 9am – 4pm)
Please quote your policy number or claim reference number on all correspondence.
If you are an existing customer and you need to get in touch with the 24-hour Home Emergency department, please call 0345 078 0046.
If you are an existing customer and you need to get legal advice, please contact the 24-hour legal advice line on:
Telephone: 0330 100 6447 .
To make a legal claim, please write to:
Cigna Legal Protection Chancery House St. Nicholas Way Sutton Surrey SM1 1JB
View our terms & conditions including policy exclusions
The offer of insurance is subject to eligibility criteria and applicants must be aged 18 or over. Terms and Conditions apply. Yorkshire Bank Home and Car Insurance is administered and underwritten by Royal & Sun Alliance Insurance plc (RSA) (No. 93792). Registered in England & Wales at St Mark's Court, Chart Way, Horsham, West Sussex, RH12 1XL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
You can find impartial information and guidance on money matters on the “Money advice service” website.
Yorkshire Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.