- Ways of banking More ways of banking links
Internet banking
Mobile banking
Telephone banking
Branches, ATMs and Post Offices
Useful information
- Current accounts More current account links
Our current accounts
Choosing an account
Managing your account
- Credit cards More credit card links
Benefits of a credit card
- Savings More savings links
Instant access accounts
Fixed term and notice
Tax efficient savings
Limited offers
Children's savings
- Loans More loan links
Tools and guides
Useful information
- Mortgages More mortgage links
New mortgage customers
Existing mortgage customers
Our mortgages
- Insurance More insurance links
Types of insurance
Useful information
- Travel
Discover your mortgage potential in less than 10 minutes
Request an Agreement in Principle online
A mortgage Agreement in Principle is the first step towards your mortgage. It provides you with an indication of whether we could lend you the amount you need to borrow.
It only takes around 10 minutes to complete the form and get a result. We'll ask about your income and regular spending. We will undertake a soft credit search which has no impact on your credit file.
The information you provide will allow us to, in principle, agree to the amount you could borrow. If you then decide to apply for one of our mortgages, we’ll ask you to provide more detailed information about your circumstances.
An Agreement in Principle doesn’t guarantee you will be successful in a mortgage application, but it can give you an idea of how much we may be able to lend.
Please note we currently cannot provide an Agreement in Principle for interest only or buy to let mortgages. For more information on interest only or buy to let mortgages, contact us on 0800 023 2201. (Monday-Friday 8am-8pm, Saturday 9am-5pm and Sunday 10am-4pm).
Who can apply
- UK and EU residents aged 18 and over
- First time buyers
- Home movers
- Borrowing more on existing mortgage
- Moving your mortgage from another provider
- Only available for residential properties in the UK (excluding Northern Ireland)
- Using sterling income or assets only to repay the mortgage
Discover your mortgage potential in less than 10 minutes
All applications are subject to status and lending criteria. A final lending decision will be based on assessment of how much you could reasonably afford, your individual circumstances, your credit score and the suitability of your property for security of your mortgage amount.
Your home may be repossessed if you do not keep up repayments on your mortgage
If you already have an Agreement in Principle and would like to speak to one of our mortgage advisers call us on 0800 023 2201
You can find impartial information and guidance on money matters on the “Money advice service” website.
Yorkshire Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.