Our hub has been designed especially for you, with a wide variety of hints and tips to help you keep your home and contents safe.
Relax knowing you'll pay the same for a fixed period, even if interest rates change, with a fixed rate mortgage
Monthly repayments will remain the same for the duration of the fixed rate period. A range of fixed rate and other mortgages available. Applicants must be aged 18 or over. All loans are subject to status. UK residents only.
A mortgage Agreement in Principle is the first step towards your mortgage. It provides you with an indication of whether we could lend you the amount you need to borrow.
It only takes around 10 minutes to complete the form and get a result. We'll ask about your income and regular spending. We will undertake a soft credit search which has no impact on your credit file.
The information you provide will allow us to, in principle, agree to the amount you could borrow. If you then decide to apply for one of our mortgages, we’ll ask you to provide more detailed information about your circumstances.
An Agreement in Principle doesn’t guarantee you will be successful in a mortgage application, but it can give you an idea of how much we may be able to lend.
Please note we currently cannot provide an Agreement in Principle for interest only or buy to let mortgages. For more information on interest only or buy to let mortgages, contact us on 0800 023 2201. (Monday-Friday 8am-8pm, Saturday 9am-5pm and Sunday 10am-4pm).
As a responsible lender we must ensure that all lending is affordable, therefore if you’re self-employed your application will be assessed to allow us to understand how COVID-19 has affected your business.
ORContinue a saved Agreement in Principle (opens in a new window)
Once you’ve got an Agreement in Principle, you can choose to start your mortgage application online with Yorkshire Bank, if eligible.
All applications are subject to status and lending criteria. A final lending decision will be based on assessment of how much you could reasonably afford, your individual circumstances, your credit score and the suitability of your property for security of your mortgage amount.
Your home may be repossessed if you do not keep up repayments on your mortgage
If you already have an Agreement in Principle and would like to speak to one of our mortgage advisers call us on 0800 023 2201
Find out what you could potentially borrow in just 10 minutes - it won't affect your credit score.Start an Agreement In Principle
Book a telephone appointment with one of our advisors to discuss your mortgage needs.
To log into Internet Banking you now need to use Virgin Money Internet Banking. You'll get the same great service and are able to access all your accounts.
Your log in details will stay the same and you can log in directly from the shiny new Virgin Money website.Go to the Virgin Money website
Never tell anyone a token 3 response code, even someone from the bank. You should only input these codes to our secure Business Internet Banking service when you’re sending and making payments. If anyone calls and asks for a token 3 response code or asks you to authorise a payment on the App for fraud checks, hang up and call us on 0800 085 2914 from another line if possible, remember the Bank will never ask you to disclose your security details.Continue to Virgin Money Business Internet Banking