Our hub has been designed especially for you, with a wide variety of hints and tips to help you keep your home and contents safe.
Want to save overall interest on your mortgage? You could, by linking your current and savings accounts to our Offset mortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage
When you take out an Offset mortgage, you’ll be given the option to open up to 6 linked Yorkshire Bank offset accounts which can be any mixture of eligible savings and current accounts. However, you would no longer get interest on these savings and current accounts. The money you deposit into these accounts will then be offset against the amount you owe on your mortgage. As interest is only charged on the difference between the credit balances in your accounts and your debit mortgage balance, the more money you have in these linked accounts, the more interest you will save.
Anyone with a positive balance in their savings or current account could save with this mortgage. Because your interest is calculated daily, you can make your money work harder every day it’s in your account.
Applicants must be aged 18 or over. All loans are subject to status. Security will be required
The value of any tax benefits to you depends on your individual circumstances, the Law and Her Majesty’s Revenue and Customs (HMRC) practice which are subject to change.
Please review our table of offset mortgages products. If you need more information, our advisors are on hand to help with your mortgage queries.
Your digital services have had a Virgin Money makeover. Make the move today by using the new Virgin Money internet banking service.
There are no changes to your account information or login details, the only difference is that you can now sign in to the new Virgin Money internet banking service as well. For now you can still log on through Yorkshire Bank if you’d prefer.
Here's to a life more Virgin.Continue to Yorkshire Bank Internet Banking as normal
We want to keep you and your money safe online. That’s why, from September 2021, when you’re making a payment we’ll sometimes ask for more information.