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Current accounts

Your bank account should fit your lifestyle, not the other way around.

Find the right one for you

Whether you’re looking for an everyday account, something with extra benefits, great digital tools or something else, our accounts are designed to help you stay on top of your finances. But don’t just take our word for it – we’ve been named the Moneyfacts Best Current Account Provider for 2017 and 2018.

The best of both worlds

The latest in digital technology, plus a network of branches.

Manage your money

Access your account 24/7 with mobile and internet bankingGo to footnote [1]

Access exclusive products

Current account customers are eligible for our Virgin Money Cash ISA Exclusives

24-hour customer support

Access our UK-based support teams whenever you have a problem Go to footnote [1]

Accounts you can apply for online

Virgin Money M Plus Account

Our current account is where the smart money goes. Get style. And substance. With a current account and linked instant savings account that work together for you.

Subject to status and eligibility. 16+ (18+ online). T&Cs apply. You'll need a compatible device to access all the Virgin Money app features. Other fees may apply from account opening.

Find out more and Apply for Virgin Money M Plus Account


  • Track and tag your spending
  • Set up savings pots in your savings account
  • Help staying on top of your budget
  • Get projections and insights to stay on track
  • 15 minute online application

All other accounts

Our new basic bank account

The new M Account is our basic bank account – an option if you’re over 16, have little to no credit history, and don’t qualify for our other current accounts. There’s a linked savings account, no monthly fees and you can apply by phone or in Store. Just so you know, there’s no Arranged Overdraft.

View our M Account about our M Account

Private Current Account

Services for those with more to manage. Our private account is available to those with individual earnings of at least £75,000, joint incomes of £100,000 or investable assets of £100,000. For a monthly fee for maintaining the account of £25, you’ll get access to a named relationship manager and a range of products and services.

Subject to status and eligibility. 18+. T&Cs apply.

Find out more about our Private Current Account Apply in branch or by phone.


[1] These services may me temporarily unavailable during periods of routine maintenance

[2] Subject to there being enough money in your account or Arranged Overdraft.

Independent service quality
survey results

Personal Current Accounts - Published February 2022

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1000 customers of each of the 17 largest personal current account providers if they would recommend their provider to friends and family.

The results represent the view of customers who took part in the survey.

The full set of SQI results can be found here.

Need a hand?

Before you contact us

During these difficult times, we're receiving a higher number of calls than usual.

Our priority is to protect our services for those customers that need us most, so we ask that if your call or store visit is not urgent, you leave the way clear for us to help them first.

Contact us

Current Account switch guarantee

Switch to us in only 7 working days

With the Current Account Switch Service we’ll do everything for you

Find out more about switching

Current Account switch guarantee

Protecting your money

Please see FSCS leaflet download (Opens in a new window) for further information or visit  

You can also refer to our FSCS Guide download (Opens in a new window) for more details.

Find out more about protecting your money

Popular questions about current accounts

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