Skip to content Go to accessibility help
We use cookies to keep our websites easy to use and relevant to our users’ requirements and to enable us to learn which advertisements bring users to our website. Select Accept below if you wish to proceed or How to change your cookies for instructions on how to manage your cookie settings. Find out more about our Cookie Policy.

Current Accounts

Your bank account should fit your lifestyle, not the other way around.

Find the right one for you

Whether you’re looking for an everyday account, something with extra benefits, great digital tools or something else, our accounts are designed to help you stay on top of your finances. But don’t just take our word for it – we’ve been named the Moneyfacts Best Current Account Provider for 2017 and 2018.

The best of both worlds

The latest in digital technology, plus a network of branches.

Manage your money

Access your account 24/7 with mobile and internet bankingGo to footnote [1]

Payments to suit you

Including Google Pay, Apple pay, contactless and cash limits of up to £500.Go to footnote [2]

24-hour customer support

Access our UK-based support teams whenever you have a problem Go to footnote [1]

Clydesdale Bank, Yorkshire Bank, B and Virgin Money are becoming one bank

In October 2018, Virgin Money plc (Virgin Money) joined forces with Clydesdale Bank PLC (Clydesdale). If you have any products with Virgin Money, we need you to read some information before you apply. This includes how your Financial Services Compensation Scheme (FSCS) protection could be affected.

Find out more (opens in a new window)

Accounts you can apply for online

B Current Account

Everything you’d expect from a current account, plus a whole lot more. As well as access to Yorkshire branches, B stores and 24-hour support, our B account comes with an instant savings account and an easy-to-use app that makes it simple to manage your money and keep track of where it goes each month.

Subject to status and eligibility. 16+ (18+ online). T&Cs apply. You'll need a compatible device to access all the B app features. Other fees may apply from account opening.

Find out more and Apply for B Current Account


  • Track and tag your spending
  • Set up savings pots in your savings account
  • Help staying on top of your budget
  • Get projections and insights to stay on track
  • 15 minute online application

All other accounts

Signature Current Account

The current account with added extras. For a monthly fee for maintaining the account of £13.50, you get:

  • Year-round travel insurance and UK breakdown cover
  • Mobile phone cover and gadget insurance
  • Discount in selected stores

Subject to status and eligibility. 18+. Terms, conditions and exclusions apply.

Find out more about our Signature Current Account Apply in branch or by phone.

Current Account Control

Designed to help you avoid unarranged overdraft charges. For a monthly fee for maintaining the account of £7.50, this account:

  • Aims to stop payments that would land you in an unarranged overdraft
  • Helps you avoid unexpected charges
  • Has the option to add an arranged overdraft, subject to status

Subject to status and eligibility. 18+. Terms, conditions and exclusions apply.

Find out more about our Current Account Control Account Apply in branch or by phone.

Readycash Account

For those who aren’t eligible for our other current accounts. This is our basic bank account. No cheque book. No arranged overdraft. Controls are in place to help prevent unarranged overdrafts and if an unarranged overdraft does occur, we won’t charge you any fees or interest for this. The account may also be available for customers experiencing financial difficulties. This account cannot be applied for directly. 16+.

Find out more about our Readycash Account

Private Current Account

Services for those with more to manage. Our private account is available to those with individual earnings of at least £75,000, joint incomes of £100,000 or investable assets of £100,000. For a monthly fee for maintaining the account of £25, you’ll get access to a named relationship manager and a range of products and services.

Subject to status and eligibility. 18+. T&Cs apply.

Find out more about our Private Current Account Apply in branch or by phone.


[1] These services may me temporarily unavailable during periods of routine maintenance

[2] Subject to available funds

Independent service quality survey results

Personal Current Accounts - Published August 2019

As part of a regulatory requirement, an independent survey was conducted to ask approximately 860 customers of each of the 16 largest personal current account providers if they would recommend their provider to friends and family. The results represent the view of customers who took part in the survey.

Overall service quality

We asked customers how likely they would be to recommend their personal current account provider to friends and family.


Ranking Bank Quality
1 Metro Bank 82%
1 first direct 82%
3 Nationwide 74%
4 Barclays 66%
5 Lloyds Bank 64%
9 Yorkshire Bank 59%

View the full set of SQI results.

Need a hand?

Give us a call

Prefer to talk to someone?

0800 678 3380

Or if you're abroad: +44 141 952 4068

Pop into a branch near you

Want to speak to someone face-to-face

Find your local branch

Current Account switch guarantee

Switch to us in only 7 working days

With the Current Account Switch Service we’ll do everything for you

Find out more about switching

Current Account switch guarantee

Protecting your money

Please see FSCS leaflet download for futher information or visit

Find out more about protecting your money

Popular questions about current accounts

You are here:  Personal Banking  >  Current accounts