Our hub has been designed especially for you, with a wide variety of hints and tips to help you keep your home and contents safe.
Whether you’re moving up the property ladder or moving to a new mortgage deal, you could save on your initial payments.
Your home may be repossessed if you do not keep up repayments on your mortgage
Just like the name suggests – by offering you a discount on our Standard Variable Rate (SVR)* for a set amount of time. Talk to us about how long the discounted rate will run for.
A discounted SVR mortgage reduces the rate of interest you pay for an agreed period (an early repayment charge applies during the discounted period). After that, you go on to the SVR – or talk to us about a new deal. We’ll be happy to help.
Interest rates are reduced on your initial payments. If the SVR goes up, so does your rate, still with the agreed discount applied. If the SVR goes down, then your rate will be lowered, still with the agreed discount applied.
If you don’t need the security of a fixed rate deal, which ensures you make the same monthly payment for an agreed period, a discounted SVR mortgage may be for you. Talk to one of our mortgage advisers to find out more.
*SVR mortgage repayments are based on a rate of interest set by us. That rate may go up or down according to changes in the Bank of England base rate, but it isn’t tied to it.
Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
To find out more about our discounted standard variable rate mortgages why not request a telephone appointment with an advisor? To make things as easy as possible, we are able to offer same day mortgage appointments. You can book a telephone appointment by calling us on 0800 022 4313. We're open Monday to Friday 8am-8pm, Saturday 9am-5pm and Sunday 10am-4pm. Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Your property may be repossessed if you do not keep up repayments on your mortgage
Please review our range of discount rate mortgages. If you need more information, our advisors are on hand to help with your mortgage queries.
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You can now make international payments up to £1million without calling us to pre-book an exchange rate.
Our maximum transaction limits have increased so you no longer need to call us to make payments up to £1million, as long as your business's limit is £1 million.
Please note, our spot value (2 business days) currencies will remain at a £250,000 limit – you can find a list of these list of spot value currencies here.
We’ve also made it even easier to see the latest exchange rates. We’ll update the rates every 15 seconds, so you can take advantage of market movements for your international payment.
If you’d like to increase your international payment limit, or have any questions, we’d love to hear from you. Get in touch.Continue to Virgin Money Business Internet Banking