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Like any other current account, ours is subject to status and eligibility
 AER Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded once each year. Gross rate interest payable without taking account of any tax payable. Credit interest is calculated daily on the cleared credit balance in your account. ↩
Pick a goal, create a Savings Pot for it, and transfer money in to it when you can.
See your spending and what you've got left each month. Gone over-budget? The app lets you know.
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It's quick and easy to sign in using your face or fingerprint.
Prefer using a passcode? You can still set up a six-digit passcode to sign in securely.
As long as you have a smartphone or tablet running iOS 10 (or above) or Android 5.0 Lollipop (or above), you can make use of our super smart app. You can still access your accounts through your desktop or laptop, but won’t be able to use the full range of features.
Account name: M Plus Saver
What is the interest rate?
|Balance||Gross Rate (%)||AER (%)|
|Balances up to and including £25,000||1.55%||1.56%|
|Balances over £25,000||0.75%||0.75%|
Interest is calculated on a daily basis and paid on the last day of each calendar quarter.
Can Virgin Money change the interest rate?
Yes, if we decrease your rate we will provide at least 2 months notice as described in Section 12 of the Terms. We may increase your rate without giving you notice.
What would the estimated balance be after 12 months based on:
|Initial deposit at account opening||Balance after 12 months|
This is only an example and does not take into account your individual circumstances.
The example assumes that:
How do I open and manage my account?
You can only open an M Plus Saver if you have an M Plus Account with us in the same name(s). The M Plus Saver will stay open, as long as the M Plus Account is maintained as described in the Terms.
There are no minimum or maximum balance restrictions or need to pay in on a regular basis. The M Plus Account is available for anyone from the age of 16.
If you want to apply online, you'll need to be at least 18. Subject to status.
Can I withdraw money?
You may only withdraw funds by transfer to your M Plus Account or any other account that we allow you to make a transfer into using internet/ telephone banking, the Virgin Money Mobile Banking app or in store.
Interest will be paid gross.
Gross rate interest is the interest payable without taking account of any tax payable.
AER (Annual Equivalent Rate). The Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded once each year.
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To log into Internet Banking you now need to use Virgin Money Internet Banking. You'll get the same great service and are able to access all your accounts.
Your log in details will stay the same and you can log in directly from the shiny new Virgin Money website.Go to the Virgin Money website
You can now make international payments up to £1million without calling us to pre-book an exchange rate.
Our maximum transaction limits have increased so you no longer need to call us to make payments up to £1million, as long as your business's limit is £1 million.
Please note, our spot value (2 business days) currencies will remain at a £250,000 limit – you can find a list of these list of spot value currencies here.
We’ve also made it even easier to see the latest exchange rates. We’ll update the rates every 15 seconds, so you can take advantage of market movements for your international payment.
If you’d like to increase your international payment limit, or have any questions, we’d love to hear from you. Get in touch.Continue to Virgin Money Business Internet Banking