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Start or continue an Agreement in Principle
How much could I borrow?
Estimate mortgage repayments

How much could I borrow?

Annual salary

Please note. This is only an indication of how much you could borrow. All applications are subject to status and lending criteria. A final lending decision will be based on assessment of how much you could reasonably afford, your individual circumstances, your credit score and the suitability of your property as security on your mortgage amount. The actual amount is based on a number of things – including your salary, credit rating and how much you can afford to repay after all your outgoings are included.

Start or continue an Agreement in Principle
How much could I borrow?
Estimate mortgage repayments

Your home may be repossessed if you do not keep up repayments on your mortgage

Fixed rate mortgages

What are the benefits?

The length of your fixed rate period is agreed at the start of your mortgage and your repayments will remain the same throughout that period before reverting to our Standard Variable Rate (SVR).

  • You always know where you stand with fixed repayments
  • You can plan ahead with confidence during your fixed rate period, because your monthly repayments will stay the same – even if the Bank of England base rate changes
  • It’s a straightforward way to help you manage your budget

Applicants must be aged 18 or over. All loans are subject to status. Security will be required.

Who are they best for?

Anyone who wants to know exactly how much they’ll be paying each month, so they can plan their budget.

Dedicated at every step

Our dedicated mortgage advisors will be on hand to advise and support you, helping you find the right mortgage for your perfect home every step of the way. And there’s no need to hang about because our mortgage advisors have same day telephone appointments available*

*Telephone opening hours apply.

Mortgage calculator

Use our mortgage calculators to find out how much you could borrow and estimate your monthly repayments.

How much can I borrow  
Calculate mortgage repayments

Our fixed rate mortgages

Please review our table of fixed rate mortgage products.

Find out more about our Fixed rate mortgages

Interested in a mortgage?

Your next steps

Give us a call

  • If you've got any questions, get in touch.

    Mortgage application enquiries

    0800 023 2201

    Mon-Fri 8am-8pm, Sat 9am-5pm and Sun 10am-4pm


    Existing mortgage servicing enquiries

    0800 121 4203

    Monday to Friday 8am-5pm with Saturday opening of 9am-1pm. Closed Sunday

You may also be interested in

Our mortgage products and rates

Top Mortgage questions

All frequently asked questions

You are here:  Personal Banking  >  Mortgages  >  Fixed rate

You can find impartial information and guidance on money matters on the “Money advice service” website.
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