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Find out how much you could borrow, calculate monthly payments and request an Agreement in Principle
Our hub has been designed especially for you, with a wide variety of hints and tips to help you keep your home and contents safe.
Please note. This is only an indication of how much you could borrow. All applications are subject to status and lending criteria. A final lending decision will be based on assessment of how much you could reasonably afford, your individual circumstances, your credit score and the suitability of your property as security on your mortgage amount. The actual amount is based on a number of things – including your salary, credit rating and how much you can afford to repay after all your outgoings are included.
Your home may be repossessed if you do not keep up repayments on your mortgage
The length of your fixed rate period is agreed at the start of your mortgage and your repayments will remain the same throughout that period before reverting to our Standard Variable Rate (SVR).
Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Anyone who wants to know exactly how much they’ll be paying each month, so they can plan their budget.
Our dedicated mortgage advisors will be on hand to advise and support you, helping you find the right mortgage for your perfect home every step of the way. And there’s no need to hang about because our mortgage advisors have same day telephone appointments available*
*Telephone opening hours apply.
Use our mortgage calculators to find out how much you could borrow and estimate your monthly repayments.
How much can I borrow
Calculate mortgage repayments
Please review our table of fixed rate mortgage products.
Find out what you could potentially borrow in just 10 minutes - it won't affect your credit score.
Request an Agreement In PrincipleBook a telephone appointment with one of our advisors to discuss your mortgage needs.
If you've got any questions, get in touch.
Monday to Friday 8am - 5pm
Monday to Friday 8am - 5pm
Have a question about our mortgages? Have a look at some of the questions we're asked most often.
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Your log in details will stay the same and you can log in directly from the shiny new Virgin Money website.
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Go to the Virgin Money websiteYou can now make international payments up to £1million without calling us to pre-book an exchange rate.
Our maximum transaction limits have increased so you no longer need to call us to make payments up to £1million, as long as your business's limit is £1 million.
Please note, our spot value (2 business days) currencies will remain at a £250,000 limit – you can find a list of these list of spot value currencies here.
We’ve also made it even easier to see the latest exchange rates. We’ll update the rates every 15 seconds, so you can take advantage of market movements for your international payment.
If you’d like to increase your international payment limit, or have any questions, we’d love to hear from you. Get in touch.
Continue to Virgin Money Business Internet BankingYou can find impartial information and guidance on money matters on the “Money advice service” website.
Yorkshire Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.