Your home may be repossessed if you do not keep up repayments on your mortgage
Guiding you through your house-buying journey
Buying a house for the first time can be daunting. From starting out to completing the deal, there’s a lot to think about. You can be assured that we’ll help you at each stage of your journey to help make buying your first home as straightforward as possible.
Benefits of our mortgage products
Our mortgage products can help get you on the property ladder. And you can be assured that we’ll help make buying your first home as straightforward as possible to get you off to the best possible start. At Yorkshire Bank, to be classed as a first-time buyer, you just need to be aged 18 or over, live in the UK, and have not had a mortgage in the last 12 months. All our loans are subject to status, and security will be required.
- Fixed interest rates provide the comfort of knowing what your monthly repayments will be during your fixed-rate period.
- Expert advice — Get the right advice and support to help you find the right mortgage for you from those we offer.
Our mortgages
Please review our table of mortgage products to check what mortgage products are available for customers buying their first home.
Help with your first time
- First time buyer mortgage options
- Renting vs buying
- Saving for a mortgage deposit
- Buying a home timeline
More help with mortgages
Supporting you on your journey
We’ve created a range of tools and guides to help you understand the mortgage process.
Financial aspects to consider
Make sure you’re aware of the costs of buying a home and how many factors can influence the mortgage rate you get.
Interested in a mortgage?
Your next steps
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Find out what you could potentially borrow in just 10 minutes - it won't affect your credit score.
Request an Agreement In PrincipleBook a telephone appointment with one of our advisors to discuss your mortgage needs.
Give us a call
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If you've got any questions, get in touch.
Mortgage application enquiries
Monday to Friday 8am - 5pm
Existing mortgage servicing enquiries
Monday to Friday 8am - 5pm
You may also be interested in
Our mortgage products and rates
Top Mortgage questions
Have a question about our mortgages? Have a look at some of the questions we're asked most often.
You can find impartial information and guidance on money matters on the “Money advice service” website.
Yorkshire Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.