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Our hub has been designed especially for you, with a wide variety of hints and tips to help you keep your home and contents safe.
Find out how much you could borrow, estimate monthly payments and request an Agreement in Principle.
Start or continue an Agreement in Principle How much could I borrow? Estimate mortgage repaymentsYour home may be repossessed if you do not keep up repayments on your mortgage
Buying a house for the first time can be daunting. From starting out to completing the deal, there’s a lot to think about. You can be assured that we’ll help you at each stage of your journey to help make buying your first home as straightforward as possible.
Our mortgage products can help get you on the property ladder. And you can be assured that we’ll help make buying your first home as straightforward as possible to get you off to the best possible start. At Yorkshire Bank, to be classed as a first-time buyer, you just need to be aged 18 or over, live in the UK, and have not had a mortgage in the last 12 months. All our loans are subject to status, and security will be required.
Please review our table of mortgage products to check what mortgage products are available for customers buying their first home.
We’ve created a range of tools and guides to help you understand the mortgage process.
Make sure you’re aware of the costs of buying a home and how many factors can influence the mortgage rate you get.
Find out what you could potentially borrow in just 10 minutes - it won't affect your credit score.
Request an Agreement In PrincipleBook a telephone appointment with one of our advisors to discuss your mortgage needs.
If you've got any questions, get in touch.
Monday to Friday 8am - 5pm
Monday to Friday 8am - 5pm
Have a question about our mortgages? Have a look at some of the questions we're asked most often.
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Go to the Virgin Money websiteYou can now make international payments up to £1million without calling us to pre-book an exchange rate.
Our maximum transaction limits have increased so you no longer need to call us to make payments up to £1million, as long as your business's limit is £1 million.
Please note, our spot value (2 business days) currencies will remain at a £250,000 limit – you can find a list of these list of spot value currencies here.
We’ve also made it even easier to see the latest exchange rates. We’ll update the rates every 15 seconds, so you can take advantage of market movements for your international payment.
If you’d like to increase your international payment limit, or have any questions, we’d love to hear from you. Get in touch.
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