Helping first time buyers

New can be scary. As a first time buyer the whole process is new to you, which can be intimidating. Our first time buyer mortgage products give you the benefit of our years of experience as a lender. We'll be there on your journey to offer advice. Our advisors can help you find the right mortgage for you, and our mortgage calculator and other online tools can help you to steer your course.

Benefits of our first time buyer mortgage products

Our first time buyer mortgage products are designed to reassure and reward you, to help make the process of getting your first mortgage as pleasant and enjoyable as possible. To qualify for a Yorkshire Bank first time buyer mortgage, you must be aged 18 or over and live in the UK. At least one party to the mortgage should never have had a mortgage or not had a mortgage in the last 12 months. All loans are subject to status and security will be required.

• First time buyer mortgage products get £250 cashback at mortgage drawdown.
• Fixed interest rates for a period of time - have the comfort of knowing what your monthly repayments will be during your fixed rate mortgage period.
• Expert advice - Get the right help and advice you need to help you find the right mortgage from those we offer.
• Home insurance discount - Get a no claims discount on our home and contents insurance, provided by RSA.**
• No product fee. Other charges may apply. Early Repayment Charge applies during fixed rate period.
• Free standard valuation.

Maximum first time buyer mortgage loan amount is £750,000.

** Applies to new home insurance customers who have not claimed on their home insurance in the past 4 years and may not be used in conjunction with any other offer.

Our first time buyer mortgages

Please review our table of mortgage products. Refer to “customer type” column on the table of mortgage products for specific first time buyer products. Other mortgages are available for those buying their first home.

Find out more about our first time buyer mortgages