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How much could I borrow?

Agreement in Principle

Mortgage update from Yorkshire Bank

Following the Government guidance to “stay at home”, we have seen property valuers across the country stop all visits to homes for physical valuations.

Where possible, we will use alternative ways to value a property, such as desktop surveys and Automated Valuation Models – a computer estimate based on previous sales prices and property value indices. Unfortunately, this will not be available in all cases and therefore we have temporarily reduced the range of mortgages we can offer at this time. We will continue to monitor the situation closely, working hard to support as many customers as possible during this time.

The mortgage affordability calculator uses your salary details to give an idea of how much you may be able to borrow.

Please be aware that this is only an indication of how much you could borrow. The actual amount is based on a number of things – including your salary, credit rating and how much you can afford to repay after all your outgoings are included.

Annual salary

Please note. This is only an indication of how much you could borrow. All applications are subject to status and lending criteria. A final lending decision will be based on assessment of how much you could reasonably afford, your individual circumstances, your credit score and the suitability of your property as security on your mortgage amount.

Your home may be repossessed if you do not keep up repayments on your mortgage

Mortgage update from Yorkshire Bank

Following the Government guidance to “stay at home”, we have seen property valuers across the country stop all visits to homes for physical valuations.

Where possible, we will use alternative ways to value a property, such as desktop surveys and Automated Valuation Models – a computer estimate based on previous sales prices and property value indices. Unfortunately, this will not be available in all cases and therefore we have temporarily reduced the range of mortgages we can offer at this time. We will continue to monitor the situation closely, working hard to support as many customers as possible during this time.

The mortgage repayment calculator can help you find a mortgage product to suit your requirements and calculate what your monthly repayments could be.

When using the repayments calculator, bear in mind that the property price, minus the deposit amount, shouldn’t be any more than the borrowing amount. And remember, when you’re thinking about what you’ll have to pay back every month, take into consideration all your other monthly outgoings to make sure you have enough left over for the month.

Now find out which Mortgage you may be eligible for.

All applications are subject to status and lending criteria. A final lending decision will be based on assessment of how much you could reasonably afford, your individual circumstances, your credit score and the suitability of your property for security of your mortgage amount.

Your home may be repossessed if you do not keep up repayments on your mortgage

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