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Virgin Money M Account

Our better than basic bank account with super smart tools to help manage your money

Who is the M Account for?

The M account is our free to use and super straightforward current account. If you're 16 or over and looking for a simple current account, it could be just what you're looking for.

It's also there for you if you've experienced financial difficulties or have a poor credit record. This might make it harder for you to be accepted for other bank accounts. You can open this account over the phone or in store.

What are the benefits?

  • It comes with our handy mobile app for smarter money management, plus a linked savings account
  • You can open this account with little or no credit history
  • We can accept non-standard ID for your application

Just remember

The M Account doesn’t come with an Arranged Overdraft. If you’re over 18 and looking for a current account which offers an overdraft (subject to status) then take a look at our Virgin Money Current Account.

View our M Account

Existing Yorkshire Bank Readycash current account customers

If you're already one of our Readycash customers, don’t worry as nothing is changing for you at the moment. You can keep using your account in the same way as you did before.

If you think you’d prefer the M Account, you can convert your account in one of our Stores.

I have a Readycash account, do I need to do anything differently?

No, you will continue to be a Readycash customer and use your account in exactly the same way. If we decide to make any changes to your account, we'll always get in touch to give you two months’ notice.

Will you be changing my account to the M Account?

The M Account is available for new applications and we aren't making any changes to Readycash. If you think you'd prefer the M Account, you can convert your account in one of our Stores.

Where can I find my terms and conditions for my Readycash account?

You can find a copy of the terms in our current account section.

You are here:  Personal Banking  >  Current accounts  >  M account

You can find impartial information and guidance on money matters on the “Money advice service” website.
Yorkshire Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.