Whatever you're looking for in a mortgage, we can find the right product for you from our range
As a Private Banking customer, we offer you an exclusive residential mortgage range. Your Private Manager will discuss your options and put you in touch with an expert adviser. At all times, these professionals will act with your best interests at heart and work with you to find the product most suited to your needs from our range. We offer a varied range of residential mortgages and Investment Housing Loans. For alternative products please see our personal banking mortgage range.
Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Your home may be repossessed if you do not keep up repayments on your mortgage
- All private repayment mortgages
- Private fixed rate
- Private buy to let
- Private offset
- Private professional
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Deal Max LTV Initial rate Until Follow-on rate (variable) Overall cost for comparison Product fee 2 year fixed rate CI1183 80% 5.70% 31st January 20269.49%9.10% APRC £999 
5 year fixed rate CI1186 80% 5.20% 31st January 20299.49%7.90% APRC £499 2 year fixed rate BTL BO1173 75% 6.52% 31st January 20269.99%9.80% APRC £1999 2 year fixed rate BTL - Over £1m - London and South East only Capital and Interest BO1172 75% 6.87% 31st January 20269.99%9.70% APRC £2,999 5 Year IHL Fixed - Loans up to 75% LTV - Loans over £1m Capital and Interest BO1650 75% 6.49% 31st January 20299.99%8.70% APRC £2,999 5 year fixed rate BTL BO1174 75% 6.14% 31st January 20299.99%8.70% APRC £1999 2 year fixed rate - Fee offer CI1177 85% 5.79% 31st January 20269.49%9.00% APRC £02 year fixed rate - Fee offer CI1178 90% 5.85% 31st January 20269.49%9.10% APRC £05 year fixed rate - Fee offer CI1179 85% 5.09% 31st January 20299.49%7.80% APRC £05 year fixed rate - Fee offer CI1180 90% 5.25% 31st January 20299.49%7.80% APRC £0 -
Deal Max LTV Initial rate Until Follow-on rate (variable) Overall cost for comparison Product fee 2 year fixed rate CI1183 80% 5.70% 31st January 20269.49%9.10% APRC £999 5 year fixed rate CI1186 80% 5.20% 31st January 20299.49%7.90% APRC £499 -
Deal Max LTV Initial rate Until Follow-on rate (variable) Overall cost for comparison Product fee 2 year fixed rate BTL BO1173 75% 6.52% 31st January 20269.99%9.80% APRC £1999 2 year fixed rate BTL - Over £1m - London and South East only Capital and Interest BO1172 75% 6.87% 31st January 20269.99%9.70% APRC £2,999 5 Year IHL Fixed - Loans up to 75% LTV - Loans over £1m Capital and Interest BO1650 75% 6.49% 31st January 20299.99%8.70% APRC £2,999 5 year fixed rate BTL BO1174 75% 6.14% 31st January 20299.99%8.70% APRC £1999 -
Deal Max LTV Initial rate Discounted rate expires Follow-on rate (variable) Overall cost for comparison Product fee -
Deal Max LTV Initial rate Until Follow-on rate (variable) Overall cost for comparison Product fee -
Deal Max LTV Initial rate Until Follow-on rate (variable) Overall cost for comparison Product fee 2 year fixed rate - Fee offer CI1177 85% 5.79% 31st January 20269.49%9.00% APRC £02 year fixed rate - Fee offer CI1178 90% 5.85% 31st January 20269.49%9.10% APRC £05 year fixed rate - Fee offer CI1179 85% 5.09% 31st January 20299.49%7.80% APRC £05 year fixed rate - Fee offer CI1180 90% 5.25% 31st January 20299.49%7.80% APRC £0
(Rates correct as at 30th November 2023)
* Standard Variable Rate
** Offset Variable Rate
*** Offset Variable Investment Housing Loan Rate
Representative Example
A mortgage of £630,000 payable over 25 years, initially on a fixed rate of 6.95% for 2 years and then our Standard Variable Rate, currently 9.49%, for the remaining 23 years. This would require 26 monthly payments of £4,434.48 and then 273 monthly payments of £5,429.96 plus one final payment of £5,429.46.
The total amount payable would be £1,604,585.02 made up of the loan amount plus interest (£973,105.02), product fee (£999), valuation fee (£357), funds transfer fee (£25) and mortgage exit fee (£99).
The overall cost for comparison is 9.3% APRC representative.
The Representative Example is for illustrative purposes only. It is representative of our full range of private repayment mortgages. Your actual costs and monthly repayments will vary depending on your mortgage. If you have refined your results using the tabs above, this example will no longer be representative.
