You can switch from another provider or open a new account with Yorkshire Bank - either way, the process is straightforward. No matter which way you do it, we aim to make the move as smooth as possible for you and we'll guide you through it.
Opening a Yorkshire Bank current account with someone else is straightforward. We will guide you through each stage and you will be able to choose from any of our current accounts. However, both people who wish to open the account have to complete the application. If you are an existing current account holder who wishes to change to a joint account, you can speak to us about arranging this.
Once the account is open, each person will get a debit card and the option of a cheque book. Each of you can make withdrawals, write cheques, apply for an arranged overdraft or use cash machines without needing the approval of the other.
Things to consider:
Individuals are protected up to a total of £85,000 each (£170,000 total) by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.
This limit is applied to the total of any deposits you have with the following: Clydesdale Bank, Yorkshire Bank, B and Virgin Money. Any total deposits you hold above the limit between these brands are unlikely to be covered.
Already got a current account with another bank? It's straightforward to switch to Yorkshire Bank. With the Current Account Switch Service:
More information on the Current Account Switch Service.
If you open your account by telephone there’s no need to send in identification as we’ll verify your identity electronically.
To apply by phone, call 0800 678 3380
Or if you're abroad / Outside UK +44 141 952 4068
For your security calls may be monitored or recorded.
If you open your account in branch we'll ask you to provide some identification. Find out what ID we accept (PDF, opens in a new window). We may accept other forms of ID. Ask your local branch for more information.
You can find impartial information and guidance on money matters on the “Money advice service” website.
Yorkshire Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.