Comparing current accounts
An at-a-glance guide to our current account features
Current accounts are one of the most common ways of storing your money safely, with instant access to funds (subject to available funds).
All of our standard current accounts come with a contactless debit card, Apple and Google Pay, optional cheque book and access to our mobile, telephone and internet banking.
Browse our range of current account options to help you discover which account would suit you. This information can help you make an informed choice as well as using our Fee Information Documents and Glossary of Terms. All accounts are subject to status and eligibility. Terms and conditions apply.Virgin Money Current Account [1]
- Zero Foreign Transaction Fees (worldwide)
- No Monthly Fee For Maintaining The Account
- 16 minimum age (18+ if you want to apply online)
- Works with the Virgin Money app.
- Apple and Google Pay
- Interest paid on credit balances up to £1,000
- Linked savings account (compulsory)
- Arranged Overdraft (debit interest applies) What is this?
- Unarranged Overdraft (debit interest applies) What is this?
- Refusing A Payment Due to Lack of Funds Fee. What is this?
- Monthly Cap on Unarranged Overdraft Charges (also known as Monthly Maximum Charge) What is this?
- Offset mortgage facilities. What is this?
Find out more about our Virgin Money current account (opens in a new window)
Current Account Control
- £4.00 Monthly Fee For Maintaining The Account
- 18 minimum age
- Apple and Google Pay
- Linked savings account available
- Arranged Overdraft (debit interest applies) What is this?
- Offset mortgage facilities. What is this?
Find out more about our Current Account Control (opens in a new window)
Our other accounts
Our new basic bank account
The new M Account is our basic bank account – an option if you’re over 16, have little to no credit history, and don’t qualify for our other current accounts. There’s a linked savings account, no monthly fees and you can apply by phone or in Store. Just so you know, there’s no Arranged Overdraft.
Private Current Account
Our Private Current Account is available to individuals with annual earnings of at least £75,000, joint incomes of £100,000, or investable assets of £100,000. Access is through our private banking service which has A Monthly Fee For Maintaining The Account of £25 and includes access to a Private Development Manager. Subject to status and eligibility. 18+ T&Cs apply.
Switching your account to Yorkshire Bank
You can switch your existing bank account to us within 7 working days with the Current Account Switch Service. The service is easy to use and we'll do everything for you.
Find out more about switching
Please see FSCS leaflet download for futher information or visit www.fscs.org.uk
- Both a Virgin Money Current Account and Virgin Money Instant Savings must be opened at the same time and both held to take full advantage of all the features of the accounts and the Virgin money app. You’ll also need a compatible smartphone or tablet to take advantage of all the tools.
Branch locator
Find your nearest Yorkshire Bank branch, Business and Private Banking centre or ATM
Prefer to talk to us?
Call us to speak to an advisor or apply for a current account by phone
Or if you're abroad / Outside UK
- We're here
- Mon-Fri 8am - 8pm
- Sat 9am - 5pm
- Sun 10am - 5pm
For your security calls may be monitored or recorded.
You can find impartial information and guidance on money matters on the “Money advice service” website.
Yorkshire Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.