New applications are no longer being accepted. Existing Cash ISA Fixed Rate Bond (Issue 44/45) holders have until 27 July 2018 to make a subscription.
Our Cash ISA Fixed Rate Bonds give you a fixed interest rate for the duration of the bond, providing you with a guaranteed return at the end of the term. You won't pay any tax on the interest you earn either, so it's a great way to make the most of your savings and plan for the future.
If you withdraw your funds before the maturity date this will incur a charge. Cash ISA Fixed Rate Bond Issue 44 and Cash ISA Fixed Rate Bond Issue 45 have now been removed from sale to new applications. Existing Cash ISA Fixed Rate Bond (Issue 44/45) holders have until 27 July 2018 to make a subscription. Interest is calculated daily and credited to the account annually and at maturity. UK residents only.
1.3% tax-free p.a./AER - Jump to footnote  until 31st May 2019
1.6% tax-free p.a./AER - Jump to footnote  until 29th May 2020
 Tax-free means interest payable is exempt from income tax. AER – Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded once each year.
 Unless you tell us otherwise on maturity, the Cash ISA - fixed rate bond will be re invested into a new Cash ISA - fixed rate bond of a term closest in length to your original Cash ISA - fixed rate bond term. We will write to you with details of the available options before maturity.
Anyone aged 16 years or over is eligible to apply for a Cash ISA, must be resident or ordinarily resident in the United Kingdom and hold a National Insurance number (If you do not know it, you should be able to find your NI number on a payslip, form P45 or P60, a letter from the HM Revenue & Customs, a letter from the DWP, or pension order book). If you do not have a National Insurance number please call us to discuss.
The value of any tax benefits to you depends on your individual circumstances, the law and Her Majesty's Revenue and Customs (HMRC) practice which are subject to change. The proceeds of an ISA are free from UK income tax and capital gains tax, provided all ISA conditions are met.
The overall ISA limit for 2018/2019 is £20,000 with customers having the option to save all or some of their full allowance in cash, subject to the overall annual maximum amount of £20,000.
If you already have ISAs with Yorkshire Bank or any other provider, you can transfer them to one of our Cash ISAs at account opening.
After the Cash ISA Fixed Rate Bond has been removed from sale and the funding period has ended, we will issue a statement to show the amount of your investment. If you register online for internet banking you will be able to see the current balance at any time throughout the term of your Cash ISA Fixed Rate Bond.
The Cash ISA fixed rate bond is designed for savers who don't need to access their funds before the stated maturity date. If you withdraw your money before that date, you will have to pay an early withdrawal charge based on the number of days to maturity, and the account will be closed. Full details in the Withdrawals section of the terms and conditions.
|Days to Maturity||Early Repayment Charge|
|1-91||45 days’ interest|
|92-181||90 days’ interest|
|182 -273||135 days’ interest|
|Above 273||180 days’ interest|
How do I deposit into my Cash ISA Fixed Rate Bond?