Find out how much your monthly repayments could be for your chosen loan amount.
Our hub has been designed especially for you, with a wide variety of hints and tips to help you keep your home and contents safe.
As a parent, you can help your child's savings build.
With a Headstart Savers Account in your child’s name, you can:
You can open a Headstart Savers Account for children aged from 0 - 16 years old.
|Account name||Headstart Savers Account|
|What is the interest rate?||
The gross interest rate payable is 1% above the Bank of England base rate, which is currently 0.10%. Interest is calculated on a daily basis and is paid on the last business day of each calendar quarter.
|Can Yorkshire Bank change the interest rate?||The gross interest rate payable is 1% above the Bank of England base rate, which is currently 0.10%. The rates will be changed on the first business day following any Bank of England base rate change. We will only give you advance warning of any rate change if we change the rate from paying 1% above Bank of England base rate. If this happened we will provide at least 2 months’ notice as described in Section 3.6.13 of the Terms and Conditions.|
|What would the estimated balance be after 12 months based on a £1,000 deposit?||
This is only an example and does not take into account your individual circumstances.
The examples assume that:
|How do I open and manage my account?||
This is an account for children aged from 0 to 16. An Adult must open and operate the Account on behalf of the child;
The account can be opened in branch. The minimum amount to open and maintain the account is £1.
|Can I withdraw money?||
Withdrawals require 95 days’ notice. Withdrawals without 95 days’ notice are not permitted except in the event of the death of an Account holder. Notice to withdraw can be given in branch.
Interest will be paid gross.
Gross rate interest is the interest payable without taking account of any tax payable.
AER (Annual Equivalent Rate). The Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded once each year.
Our Headstart Savers Account is an option to save the money they'll need.
To give you more protection against fraud we have changed the way you verify payments online and via mobile banking.
Business & Personal Customer Accounts
We need to ensure it’s really you making the payment before the money leaves your account. How you do this depends on whether you’re using:
Will this happen every time I make a payment?
No, it’s not for every payment. Once saved the payment will become ‘Trusted’. That means you may not need to do the identity check again, unless you change details like the sort code, account number, name or reference.
What’s changed for your Business?
To make payments of more than £500, or totalling more than £1000 per day, you will now need to use the Mobile Banking App to verify your payments. Business customers using a One-Time Passcode will no longer be able to make payments greater than £500. Talk to us to learn more about the benefits of using the Mobile Banking App. Further info on your daily limits can be found here.
You may see a difference to when you’re asked to authenticate a payment via Business Internet Banking and the Mobile App, how you do this will remain the same by using:
For more information visit our online help.
Forgot your business internet banking password, we can help.
Just give us a call on 0800 121 4209
Monday – Friday 8am - 6pm and select Option 2.