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Our hub has been designed especially for you, with a wide variety of hints and tips to help you keep your home and contents safe.
As a parent, you can help your child's savings build.
With a Headstart Savers Account in your child’s name, you can:
You can open a Headstart Savers Account for children aged from 0 - 16 years old.
Account name | Headstart Savers Account | ||||||
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What is the interest rate? |
The gross interest rate payable is 1% above the Bank of England base rate, which is currently 0.10%. Interest is calculated on a daily basis and is paid on the last business day of each calendar quarter. |
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Can Yorkshire Bank change the interest rate? | Yes, the gross interest rate payable is linked to the the Bank of England base rate. The rates will be changed on the first business day following any Bank of England base rate change. We will only give you advance warning of any rate change if we change rate from paying 1% above Bank of England base rate. If this happened and the rate you receive will be lower, we will provide at least 2 months' notice as described in Section 3.6.2 of the Terms and Conditions. | ||||||
What would the estimated balance be after 12 months based on a £1,000 deposit? |
This is only an example and does not take into account your individual circumstances. The examples assume that:
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How do I open and manage my account? |
This is an account for children aged from 0 to 16. An Adult must open and operate the Account on behalf of the child; The account can be opened in branch. The minimum amount to open and maintain the account is £1. |
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Can I withdraw money? |
Withdrawals require 95 days’ notice. Withdrawals without 95 days’ notice are not permitted except in the event of the death of an Account holder. Notice to withdraw can be given in branch. |
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Additional Information |
Interest will be paid gross. Gross rate interest is the interest payable without taking account of any tax payable. AER (Annual Equivalent Rate). The Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded once each year. |
Our Headstart Savers Account is an option to save the money they'll need.
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We’ve been working hard to bring Yorkshire Bank and Virgin Money together to give our website and digital services the full Virgin Money treatment. You’ll soon be able to view and manage your account(s) using the Virgin Money Internet Banking service.
There’s nothing you need to do – we’ll take care of it all. Your account and login details will remain the same and you’ll still be able to login using the link on the Yorkshire Bank website.
We’ll be back in touch when the new service is ready to use. If you need to contact us, you can still get in touch using the normal contact information.
The team at Virgin Money
Continue to Internet BankingWe’ve been working hard to bring Yorkshire Bank and Virgin Money together to create a bigger, bolder and brighter bank. You’ll soon begin to see the Virgin Money logo on things like your statements, letters and your Business Internet Banking service.
There’s nothing you need to do – we’ll take care of it all. Your account and login details will remain the same and you’ll still be able to login using the link on the Yorkshire Bank website.
We’ll be back in touch when the new service is ready to use. If you need to contact us, you can still get in touch using the normal contact information.
The team at Virgin Money
Continue to Internet BankingYou can find impartial information and guidance on money matters on the “Money advice service” website.
Yorkshire Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.