Whether it's a new car, a home makeover, a holiday or even paying off other finances our personal loans can help your plans become a reality. Having just one loan could be more straightforward and easier to manage than a number of payments to different lenders. But it's worth noting that consolidating debts might involve payment of a higher rate of interest or charges - or both. Consolidating debts might also increase the overall period required for repayment. Just talk to one of our advisors in branch, over the phone or apply online. All loans subject to status and eligibility.
20.9% APR representative on loans from £1,000 – £2,999
|Loan amount £1,000||Term time 2 years||Rate of interest per annum (fixed) 20.9%||Representative APR 20.9%|
|Total amount payable £1211.33||
23 monthly repayments of £50.48and a final payment of £50.29
16.9% APR representative on loans from £3,000 – £4,999
|Loan amount £3,000||Term time 3 years||Rate of interest per annum (fixed) 16.9%||Representative APR 16.9%|
|Total amount payable £3781.88||
35 monthly repayments of £105.06and a final payment of £104.78
3.9% APR representative on loans from £5,000 – £7,499
|Loan amount £5,000||Term time 3 years||Rate of interest per annum (fixed) 3.9%||Representative APR 3.9%|
|Total amount payable £5,300.87||
35 monthly repayments of £147.25and a final payment of £147.12
2.9% APR representative on loans from £7,500 – £15,000
|Loan amount £12,500||Term time 4 years||Rate of interest per annum (fixed) 2.9%||Representative APR 2.9%|
|Total amount payable £13,244.07||
47 monthly repayments of £275.92and a final payment of £275.83
3.0% APR representative on loans from £15,001 – £25,000
|Loan amount £20,000||Term time 4 years||Rate of interest per annum (fixed) 3.0%||Representative APR 3.0%|
|Total amount payable £21,231.78||
47 monthly repayments of £442.33and a final payment of £442.27
6.9% APR representative on loans from £25,001 – £35,000
|Loan amount £30,000||Term time 5 years||Rate of interest per annum (fixed) 6.9%||Representative APR 6.9%|
|Total amount payable £35,380.28||
59 monthly repayments of £589.68and a final payment of £589.16
A fixed rate personal loan is a sum of money borrowed from the lender and paid back over an agreed time and rate of interest. All loans are subject to status.
How much will it cost?
Use our loan calculator to calculate how much your monthly repayments could be on your chosen loan amount
All loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount. The rate offered may differ from the Representative APR shown.
* Loans may be granted over terms of 6 or 7 years if the loan amount is £7,500 or more and, if the purpose of the loan is to repay existing lending with us, the additional amount borrowed must be of greater value than the existing lending that is to be repaid.
** You can repay your loan in full and part at any time and we'll reduce the total charge for credit payable under the agreement. When calculating this reduction we will charge up to an additional 58 days' interest on the amount you repay. You will need to contact our customer services team to inform us of your intention each time you wish to make an additional payment. Our team will be able to provide you with options on how to make this payment.