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Bring your plans to life

Whether it's for home improvements or the holiday of a lifetime, we can help make it happen with 2.9% APR representative on loans from £7,500 to £15.000.

UK residents only. Subject to status & eligibility. 18+. Rates depend on loan amount & individual circumstances. Rates are the same online, in branch and via telephone.

Calculating your personal loan

Get an idea of what your repayments could be

Working out your loan repayments can be complex, so we've designed a calculator to help you determine what amount you may wish to borrow.

£1,000£2,999
£3,000£4,999
£5,000£7,499
£7,500£15,000
£15,001£25,000
£25,001£35,000
  • 20.9% APR representative on loans from £1,000 – £2,999

    Representative example
    Loan amount £1,000 Term time 2 years Rate of interest per annum (fixed) 20.9% Representative APR 20.9%
    Total amount payable £1211.33

    23 monthly repayments of £50.48

    and a final payment of £50.29

    All loans subject to status. The rate offered may differ from the Representative APR shown. Maximum APR offered is 29.9%.

  • 17.9% APR representative on loans from £3,000 – £4,999

    Representative example
    Loan amount £3,000 Term time 3 years Rate of interest per annum (fixed) 17.9% Representative APR 17.9%
    Total amount payable £3827.97

    35 monthly repayments of £106.34

    and a final payment of £104.78

    All loans subject to status. The rate offered may differ from the Representative APR shown. Maximum APR offered is 29.9%.

  • 3.4% APR representative on loans from £5,000 – £7,499

    Representative example
    Loan amount £5,000 Term time 3 years Rate of interest per annum (fixed) 3.4% Representative APR 3.4%
    Total amount payable £5262.28

    35 monthly repayments of £146.18

    and a final payment of £145.98

    All loans subject to status. The rate offered may differ from the Representative APR shown. Maximum APR offered is 29.9%.

  • 2.9% APR representative on loans from £7,500 – £15,000

    Representative example
    Loan amount £12,500 Term time 4 years Rate of interest per annum (fixed) 2.9% Representative APR 2.9%
    Total amount payable £13,244.07

    47 monthly repayments of £275.92

    and a final payment of £275.83

    All loans subject to status. The rate offered may differ from the Representative APR shown. Maximum APR offered is 29.9%.

  • 3.0% APR representative on loans from £15,001 – £25,000

    Representative example
    Loan amount £20,000 Term time 4 years Rate of interest per annum (fixed) 3.0% Representative APR 3.0%
    Total amount payable £21,231.78

    47 monthly repayments of £442.33

    and a final payment of £442.27

    All loans subject to status. The rate offered may differ from the Representative APR shown. Maximum APR offered is 29.9%.

  • 6.9% APR representative on loans from £25,001 – £35,000

    Representative example
    Loan amount £30,000 Term time 5 years Rate of interest per annum (fixed) 6.9% Representative APR 6.9%
    Total amount payable £35,380.28

    59 monthly repayments of £589.68

    and a final payment of £589.16

    All loans subject to status. The rate offered may differ from the Representative APR shown. Maximum APR offered is 12.9%.

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FAQ - Personal loans

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To apply for a loan you must be aged 18 or over.


Important information

All loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circumstances and your chosen loan amount. The rate offered may differ from the Representative APR shown.

* Loans may be granted over terms of 6 or 7 years if the loan amount is £7,500 or more and, if the purpose of the loan is to repay existing lending with us, the additional amount borrowed must be of greater value than the existing lending that is to be repaid.

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