Find out how much your monthly repayments could be for your chosen loan amount.
Our hub has been designed especially for you, with a wide variety of hints and tips to help you keep your home and contents safe.
Got big plans? Use our loan calculator to help find a loan to suit you from £1,000 - £35,000.
Whether it's for a dream holiday, home improvement, big purchase or special occasion, you could borrow £1,000 to £35,000 and repay over 1-5 years. If you are looking to borrow £7,500 or more, there is the option to repay over 6 or 7 years. Other conditions apply for debt consolidation  go to footnote 1.
Different rates apply depending on the loan amount and your personal circumstances, so we've created a calculator to make it easier to help find a loan to suit you.
UK residents only. Subject to status & eligibility. 18+. Rates depend on loan amount & individual circumstances.
 Loans may be granted over terms of 6 or 7 years if the loan amount is £7,500 or more and less than 50% of the loan is to repay existing lending with us.
With fixed rates, your monthly repayments won't change
|Borrow (£)||Term time||Monthly repayments (£)||Interest rate per annum (Fixed)||Representative APR||Total amount payable (£)|
All loans are subject to status. The interest rate offered may differ from the Representative APR shown depending on our assessment of your financial circumstances and your chosen loan amount. For loans between £1,000 - £25,000 the maximum APR offered will be 29.9%.For loans between £25,001 - £35,000 the maximum APR offered will be 14.9%.
 You can repay your loan in full and part at any time and we'll reduce the total charge for credit payable under the agreement. When calculating this reduction we will charge up to an additional 58 days' interest on the amount you repay. You will need to contact our Customer Services team to inform us of your intention each time you wish to make an additional payment. Our team will be able to provide you with options on how to make this payment.
You can borrow between £1,000 and £35,000 with a personal loan from Clydesdale Bank, subject to your circumstances.
This isn’t possible unless you are looking for personal car finance. If you’re looking to borrow more than £35,000 to buy a car, our Asset Finance Direct Team may be able to offer a hire purchase agreement secured against your car. This will have fixed monthly repayments and a fixed interest rate. You own the car once the final payment and completion fee is made. Equal instalment or balloon payment (lump sum) options are available.
Call our Asset Finance Direct Team on 0800 141 2231. Credit subject to status & eligibility.
Our loans can be borrowed over 1 to 5 years. However, loans may be granted over terms of 6 or 7 years if the loan amount is £7,500 or more, and if the purpose of the loan is to repay existing lending with us, the additional amount borrowed must be of greater value than the existing lending that is to be repaid.
To give you more protection against fraud we have changed the way you verify payments online and via mobile banking.
Business & Personal Customer Accounts
We need to ensure it’s really you making the payment before the money leaves your account. How you do this depends on whether you’re using:
Will this happen every time I make a payment?
No, it’s not for every payment. Once saved the payment will become ‘Trusted’. That means you may not need to do the identity check again, unless you change details like the sort code, account number, name or reference.
What’s changed for your Business?
To make payments of more than £500, or totalling more than £1000 per day, you will now need to use the Mobile Banking App to verify your payments. Business customers using a One-Time Passcode will no longer be able to make payments greater than £500. Talk to us to learn more about the benefits of using the Mobile Banking App. Further info on your daily limits can be found here.
You may see a difference to when you’re asked to authenticate a payment via Business Internet Banking and the Mobile App, how you do this will remain the same by using:
For more information visit our online help.
Forgot your business internet banking password, we can help.
Just give us a call on 0800 121 4209
Monday – Friday 8am - 6pm and select Option 2.