You can apply online if:

• Your current deal has ended or ends within 180 days
• You're up to date with your mortgage payments, and can continue to afford them
• You're not borrowing more or changing your term or repayment type
• Anyone else named on the mortgage has given you permission to apply on their behalf
• You don’t want to add or remove anyone on the mortgage
• You're happy to choose a mortgage deal yourself, without advice
• You have no more than 3 parts to your mortgage, and you're switching all parts

You'll need your mortgage account number to switch online. You can find this on your mortgage statements or letters. Alternatively, if you'd rather speak to someone, please call us.