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Getting the right mortgage for your budget and circumstances is crucial. At Yorkshire Bank we have developed a range of products that we hope will help you find the right repayment option.
Please review our Tariff of Mortgage Charges if you're interested in our mortgage products. Applicants must have a mortgage with Yorkshire Bank already. All loans are subject to status. Security will be required.
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* Standard Variable Rate
** Offset Variable Rate
*** Offset Variable Investment Housing Loan Rate
A mortgage of £732,000 payable over 25 years, initially on a fixed rate of 5.85% for 2 years and then our Standard Variable Rate, currently 8.99%, for the remaining 23 years. This would require 27 monthly payments of £4,651.00 and then 272 monthly payments of £6,032.57 plus one final payment of £6,039.79.
The total amount payable would be £1,774,043.83 made up of the loan amount plus interest (£1,040,475.83), product fee (£999), valuation fee (£445), funds transfer fee (£25) and mortgage exit fee (£99).
The overall cost for comparison is 8.6% APRC representative.
The Representative Example is for illustrative purposes only. It is representative of our full range of mortgages. Your actual costs and monthly repayments will vary depending on your mortgage. If you have refined your results using the tool above, this example will no longer be representative.
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