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Residential fixed rate - 5 years Interest Only
For loans up to 80%† of property value
| Product name | Residential fixed rate - 5 years Interest Only |
| Initial rate | 2.54% |
| Initial rate expires on | 31st March 2026 |
| Rate thereafter | Standard Variable Rate, currently 4.55% |
| Overall cost for comparison | 4.1% APRC |
| Product fee | £999 |
| Option to add product fees to mortgage | Yes the product fee can be added to the loan, provided the total borrowing does not exceed the maximum LTV for the product type |
| Eligibility | Applicants must be aged 18 or over. All loans are subject to status. Security will be required |
| Maximum loan amount | £1,000,000 |
| Maximum loan to value | 80%† |
| Minimum loan amount | £0 |
| Early repayment charge | 5% in years one and two 4% in year three 3% in year four 2% in year five |
| Special features | Purchase: None Remortgage: One free valuation for properties up to £3m. Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m |
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