Whatever you're looking for in a mortgage, we can find the right product for you from our range
We no longer offer an exclusive residential or Buy to Let mortgage range for Private customers. However, our full range of retail products are still available. Your Private Manager will discuss your options and put you in touch with an expert adviser. At all times, these professionals will act with your best interests at heart and work with you to find the product most suited to your needs from our range. We offer a varied range of residential mortgages and Investment Housing Loans. For our range of products please see our personal banking mortgage range.
Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Your home may be repossessed if you do not keep up repayments on your mortgage
- All private repayment mortgages
- Private fixed rate
- Private buy to let
- Private offset
- Private professional
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Deal Max LTV Initial rate Until Follow-on rate (variable) Overall cost for comparison Product fee 5 year fixed rate BO1691 75% 4.90% 31st July 20307.49%7.70% APRC £999 
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Deal Max LTV Initial rate Until Follow-on rate (variable) Overall cost for comparison Product fee -
Deal Max LTV Initial rate Until Follow-on rate (variable) Overall cost for comparison Product fee -
Deal Max LTV Initial rate Discounted rate expires Follow-on rate (variable) Overall cost for comparison Product fee -
Deal Max LTV Initial rate Until Follow-on rate (variable) Overall cost for comparison Product fee -
Deal Max LTV Initial rate Until Follow-on rate (variable) Overall cost for comparison Product fee 5 year fixed rate BO1691 75% 4.90% 31st July 20307.49%7.70% APRC £999
(Information correct as at 30th April 2025)
* Standard Variable Rate
** Offset Variable Rate
*** Offset Variable Investment Housing Loan Rate
Representative Example
A mortgage of £732,000 payable over 25 years, initially on a fixed rate of 5.85% for 2 years and then our Standard Variable Rate, currently 8.99%, for the remaining 23 years. This would require 27 monthly payments of £4,651.00 and then 272 monthly payments of £6,032.57 plus one final payment of £6,039.79.
The total amount payable would be £1,774,043.83 made up of the loan amount plus interest (£1,040,475.83), product fee (£999), valuation fee (£445), funds transfer fee (£25) and mortgage exit fee (£99).
The overall cost for comparison is 8.6% APRC representative.
The Representative Example is for illustrative purposes only. It is representative of our full range of private repayment mortgages. Your actual costs and monthly repayments will vary depending on your mortgage. If you have refined your results using the tabs above, this example will no longer be representative.
