Skip to content Go to accessibility help
We use cookies to keep our websites easy to use and relevant to our users’ requirements and to enable us to learn which advertisements bring users to our website. Select Accept below if you wish to proceed or How to change your cookies for instructions on how to manage your cookie settings. Find out more about our Cookie Policy.

Private Customers Repayment Mortgages

Whatever you're looking for in a mortgage, we can find the right product for you from our range

As a Private Banking customer, we offer you an exclusive residential mortgage range. Your Private Manager will discuss your options and put you in touch with an expert adviser. At all times, these professionals will act with your best interests at heart and work with you to find the product most suited to your needs from our range. We offer a varied range of residential mortgages and Investment Housing Loans. For alternative products please see our personal banking mortgage range.

Applicants must be aged 18 or over. All loans are subject to status. Security will be required.

Your home may be repossessed if you do not keep up repayments on your mortgage

All private repayment mortgages
Private fixed rate
Private buy to let
Private offset
Private professional

(Rates correct as at 3rd May 2024)
* Standard Variable Rate
** Offset Variable Rate
*** Offset Variable Investment Housing Loan Rate

Representative Example

A mortgage of £630,000 payable over 25 years, initially on a fixed rate of 6.95% for 2 years and then our Standard Variable Rate, currently 9.49%, for the remaining 23 years. This would require 26 monthly payments of £4,434.48 and then 273 monthly payments of £5,429.96 plus one final payment of £5,429.46.

The total amount payable would be £1,604,585.02 made up of the loan amount plus interest (£973,105.02), product fee (£999), valuation fee (£357), funds transfer fee (£25) and mortgage exit fee (£99).

The overall cost for comparison is 9.3% APRC representative.

The Representative Example is for illustrative purposes only. It is representative of our full range of private repayment mortgages. Your actual costs and monthly repayments will vary depending on your mortgage. If you have refined your results using the tabs above, this example will no longer be representative.

You are here:  Private Banking  >  Mortgages  >  Private customer repayment mortgages