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Private banking

A personal touch for your banking services

Everyday life can throw many challenges at us, so it's good to have an extra help with managing our finances. As a private banking customer with Yorkshire Bank, you will have access to a Private Manager who can help you with your more complex banking needs and act as a gateway to a range of specialist or bespoke services.

Private banking is available to customers who have individual earnings of more than £75,000, joint incomes of £100,000 or investable assets of £100,000. A fee of £25 per month applies.

Product fees may apply.

Terms and conditions apply. All credit facilities are subject to status and applicants must be aged 18 or over.

Private Current Account

The Private Current Account delivers all the everyday banking services you might need, including instant access to your money. It also comes with the option of linking your surplus credit balances to a Private Savings Account.

You and your family will also receive Worldwide Family Multi-Trip Travel Insurance, provided by American International Group UK Limited. This multi-trip travel insurance policy provides up to 31 days cover per trip and there's no annual limit on the number of times you can travel. Your travel insurance includes up to 17 days winter sports, business and golf cover. You and your partner are covered, provided you live together and are under 75 years old, plus up to four dependant children under the age of 18. Cover is not provided for undeclared pre-existing medical conditions or for any claims arising before or during trips in, to or through Cuba, Iran, Syria, Sudan, North Korea , the Crimea region, or countries where the Foreign office has warned against all but essential travel.

Full details of the cover available can be found in the Private Current Account policy summary (PDF, opens in a new window), Worldwide family multi-trip travel insurance policy document (PDF, opens in a new window) and Private Current Account Insurance product information document (PDF, opens in a new window).

If you have any questions regarding this, please contact the following numbers below;

For 24 Hour Emergency Assistance: +44 (0)1273 401090

For general enquiries;
Yorkshire Bank Signature: 0345 602 2369
Yorkshire Bank Private: 0330 123 3129
Yorkshire Bank Retail Policies: 0345 605 0057

Following the recent events in Sri Lanka, the Foreign and Commonwealth Office (CFO) has advised against all but essential travel to Sri Lanka.

As a reminder, travel insurance provided by AIG does not provide cover for travel in, to or through countries where the Foreign office has warned against all but essential travel. If you have any questions or concerns regarding any upcoming travel to Sri Lanka, please check the Foreign and Commonwealth Office website for advice in the first instance.

  • If you were already in Sri Lanka when the FCO advice came out, then the policy offers full cover while you see out your holiday;
  • If your trip was booked before the FCO advice but haven’t travelled yet, this policy offers cancellation cover only;
  • If you decide to book a trip and travel to Sri Lanka after the FCO advice was issued, there is no cover provided by this policy.

If you wish to discuss with your Travel Insurance, please contact AIG on the following numbers;
For 24 hour AIG Emergency Assistance – 01273 401090
For general enquires – 0330 123 3129

Brexit Update - Travel Insurance

If you’re planning a trip to a European country in the next few months, you might be wondering if everything will go according to plan in the event that the UK leaves the EU.

The UK government and the European Commission have said that everything should continue to run as normal, including your flights. But if you do need to make a Brexit-related claim, we’re here to help.

How will Brexit affect your Private Account travel insurance?

What happens if your baggage is delayed?

Your cover will work in the usual way, please double check the terms and conditions in your policy.

What happens if you have to pay for medical treatment while you’re away?

Your cover will work in the usual way. Your policy doesn’t require you to have a European Health Insurance Card (EHIC) so even if EHICs aren’t valid after Brexit, your policy and coverage will stay the same.

What happens if your trip is cancelled, cut short or you miss your departure?

Your travel insurance works on a ‘named perils’ basis. That means the insurance protects you against the problems or events specifically named in your policy.

Brexit isn’t one of these, so you won’t be covered if a Brexit-related event means you have to cancel or cut short your trip, or if you are delayed or miss your departure because of it. This includes if you are not able to get the passport or visa you need for your trip, so be sure to check yours is valid as soon as possible. You can head to www.gov.uk for lots of helpful information on this.

What happens if you experience any other problems?

If you (or any other person covered by this policy) are unable to complete your trip because of reasons out with your control and these reasons fall within the conditions of the policy, your cover will continue as normal.

Changed your mind?

You can cancel your policy within 30 days of opening your Private Account.

Here to help

Every claim is handled on a case-by-case basis, according to your policy’s terms and conditions.

If you have any questions about travel insurance and Brexit, please contact AIG Travel on 0330 123 3129 or yorkshirebanktravel@aig.com.

Current Account Tracker

Current Account Tracker provides the same features as our Private Current Account but without travel insurance cover.

The Financial Conduct Authority requires us to publish information about our personal current accounts, which can be found here.

B Traveller

B Traveller gives you six free visits to more than 800 airport lounges worldwide and discounts at selected airport restaurants. An airport lounge visit is one entry per person and additional visits can be booked via the app at a discounted rate.

Current Account Switch Service

The Current Account Switch Service makes moving your current account to us simple. Find out moreabout our current account switch service.

Private savings

We offer a range of options that may suit your savings goals, including private savings account, our full range of savings products, Cash Individual Savings Accounts (Cash ISAs)^ and term deposits.

Download a summary of key information (PDF, opens in a new window)

^ Anyone aged 16 years or over is eligible to apply for a Cash ISA and for a Stocks and Shares ISA applicants must be 18 or over. You must be resident or ordinarily resident in the United Kingdom.

Private mortgages

Your Private Manager can introduce you to our mortgage specialists to ensure you find the mortgage that suits your circumstances.

Your home may be repossessed if you do not keep up repayments on your mortgage

For more informationon our private mortgages.

Private asset finance

Whether you would like to buy a car, or make any other capital purchase, an experienced Asset Finance specialist can provide you with competitive and convenient solutions that can be tailored to suit your situation and cash flow. Subject to status and eligibility. You do not legally own the asset until you have repaid the agreement.

Premier Home Insurance Service

We have teamed up with Hiscox Insurance Company Ltd, specialist insurers of homes, contents and collections like yours, to offer you a range of products and policies. We understand that it’s not easy to put a price on the things that you value, which is why Hiscox’s long history in the insurance business can help you to feel confident with your cover. Yorkshire Bank will introduce you to Hiscox Insurance Company Limited for home insurance and will not charge a fee for this. Premier home insurance is provided and underwritten by Hiscox Underwriting Ltd on behalf of Hiscox Insurance Company Ltd. Subject to status. www.hiscox.co.uk/yorkshire_bank

Wealth Referral Advice Service

Yorkshire Bank has chosen Origen Financial Services, one of the UK’s largest financial advisory businesses, as our Wealth Referral Partner and can introduce you to an Origen financial advisor if you have any financial planning needs. Origen provide high quality advice to high net worth individual and corporate clients and offer advice on a transparent fee basis. For providing this referral service, Yorkshire Bank will receive a percentage of the advice fee charged by Origen. Find out moreabout our Wealth Referral Advice Service.

Access to Foreign Exchange Solutions

It’s vital to plan your finances, particularly if you undertake transactions overseas. That’s where our Foreign Exchange Solutions can help, by reducing your exposure to currency fluctuations, and helping you budget and protect your money.

Subject to status and eligibility. Please be aware that this may stop you - either in part or full - benefiting from any favourable changes in the underlying market.

For more information, speak to your Private Manager today.

Find your nearest Business & Private Banking Centre

Or call 0800 587 5871 (Open 24 hours)

For details of ISAs, investment limits and how they might suit you, contact your relationship manager.

Important information about compensation arrangements.

Your eligible deposits with Clydesdale Bank PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

This limit is applied to the total of any deposits you have with the following: Clydesdale Bank, Yorkshire Bank and B. Any total deposits you hold above the limit between these brands are unlikely to be covered.

Please see FSCS leaflet download(PDF, Opens in a new window) for further information or visit www.fscs.org.uk (opens in a new window).

Contact us

Contact your Private Manager

Call
0800 587 5871
24 hours, 7 days a week

Alternatively use our online contact form and we will call you.

This service may be temporarily unavailable during periods of routine maintenance.

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