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Private banking

A personal touch for your banking services

Everyday life can throw many challenges at us, so it's good to have an extra help with managing our finances. As a private banking customer with Yorkshire Bank, you will have access to a Private Manager who can help you with your more complex banking needs and act as a gateway to a range of specialist or bespoke services.

Private banking is available to customers who have individual earnings of more than £75,000, joint incomes of £100,000 or investable assets of £100,000. A fee of £25 per month applies.

Product fees may apply.

Terms and conditions apply. All credit facilities are subject to status and applicants must be aged 18 or over.

Private Current Account

The Private Current Account delivers all the everyday banking services you might need, including instant access to your money. It also comes with the option of linking your surplus credit balances to a Private Savings Account.

You and your family will also receive Worldwide Family Multi-Trip Travel Insurance, provided by AIG Europe Limited. This multi-trip travel insurance policy provides up to 31 days cover per trip and there's no annual limit on the number of times you can travel. Your travel insurance includes up to 17 days winter sports, business and golf cover. You and your partner are covered, provided you live together and are under 75 years old, plus up to four dependant children under the age of 18. Cover is not provided for undeclared pre-existing medical conditions or for any claims arising before or during trips in, to or through Cuba, Iran, Syria, Sudan, North Korea , the Crimea region, or countries where the Foreign office has warned against all but essential travel.

Full details of the cover available can be found in the Private Current Account key facts (PDF, opens in a new window), Worldwide family multi-trip travel insurance policy document (PDF, opens in a new window) and Private Current Account Insurance product information document (PDF, opens in a new window).

AIG Europe Limited (AEL) is undertaking a restructure as part of its plans for the UK leaving the European Union and intends to transfer its UK insurance business to American International Group UK Limited (AIG UK) which is expected to take effect on 1 December 2018. AIG UK is a member of the same group of companies as AEL. As a result of the restructure, your policy will transfer to AIG UK but this will have no effect on the cover provided under the policy.

If you have a Private Current Account, please visit to view information relating to the proposed transfer and the rights you have.

If you have any questions regarding this, please contact the following numbers below;

For 24 Hour Emergency Assistance: +44 (0)1273 401090

For general enquiries;
Clydesdale Bank Signature: 0345 602 7453
Clydesdale Bank Private: 0330 123 3106
Clydesdale Bank Retail Policies: 0345 602 6917

Current Account Tracker

Current Account Tracker provides the same features as our Private Current Account but without travel insurance cover.

The Financial Conduct Authority requires us to publish information about our personal current accounts, which can be found here.

B Traveller

B Traveller gives you six free visits to more than 800 airport lounges worldwide and discounts at selected airport restaurants. An airport lounge visit is one entry per person and additional visits can be booked via the app at a discounted rate.

Current Account Switch Service

The Current Account Switch Service makes moving your current account to us simple. Find out moreabout our current account switch service.

Private savings

We offer a range of options that may suit your savings goals, including private savings account, our full range of savings products, Cash Individual Savings Accounts (Cash ISAs)^ and term deposits.

Download a summary of key information (PDF, opens in a new window)

^ Anyone aged 16 years or over is eligible to apply for a Cash ISA and for a Stocks and Shares ISA applicants must be 18 or over. You must be resident or ordinarily resident in the United Kingdom.

Private mortgages

Your Private Manager can introduce you to our mortgage specialists to ensure you find the mortgage that suits your circumstances.

Your home may be repossessed if you do not keep up repayments on your mortgage

For more informationon our private mortgages.

Credit card

The Private credit card compliments your private banking service. All our credit cards include industry standard anti-fraud technology.

To apply for a Yorkshire Bank private Gold Mastercard® you must be 18 years or over, hold a Yorkshire Bank private current account and reside in the UK. Credit facilities are subject to status.For further information contact a relationship manager.

Private asset finance

Whether you would like to buy a car, or make any other capital purchase, an experienced Asset Finance specialist can provide you with competitive and convenient solutions that can be tailored to suit your situation and cash flow. Subject to status and eligibility. You do not legally own the asset until you have repaid the agreement.

Premier Home Insurance Service

We have teamed up with Hiscox Insurance Company Ltd, specialist insurers of homes, contents and collections like yours, to offer you a range of products and policies. We understand that it’s not easy to put a price on the things that you value, which is why Hiscox’s long history in the insurance business can help you to feel confident with your cover. Yorkshire Bank will introduce you to Hiscox Insurance Company Limited for home insurance and will not charge a fee for this. Premier home insurance is provided and underwritten by Hiscox Underwriting Ltd on behalf of Hiscox Insurance Company Ltd. Subject to status.

Wealth Referral Advice Service

Yorkshire Bank has chosen Origen Financial Services, one of the UK’s largest financial advisory businesses, as our Wealth Referral Partner and can introduce you to an Origen financial advisor if you have any financial planning needs. Origen provide high quality advice to high net worth individual and corporate clients and offer advice on a transparent fee basis. For providing this referral service, Yorkshire Bank will receive a percentage of the advice fee charged by Origen. Find out moreabout our Wealth Referral Advice Service.

Access to Foreign Exchange Solutions

It’s vital to plan your finances, particularly if you undertake transactions overseas. That’s where our Foreign Exchange Solutions can help, by reducing your exposure to currency fluctuations, and helping you budget and protect your money.

Subject to status and eligibility. Please be aware that this may stop you - either in part or full - benefiting from any favourable changes in the underlying market.

For more information, speak to your Private Manager today.

Find your nearest Business & Private Banking Centre

Or call 0800 587 5871 (Open 24 hours)

For details of ISAs, investment limits and how they might suit you, contact your relationship manager.

Important information about compensation arrangements.

Your eligible deposits with Clydesdale Bank PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

This limit is applied to the total of any deposits you have with the following: Clydesdale Bank, Yorkshire Bank and B. Any total deposits you hold above the limit between these brands are unlikely to be covered.

Please see FSCS leaflet download(PDF, Opens in a new window) for further information or visit (opens in a new window).

Mastercard is a registered trademark, and the circles design is a trademark or Mastercard International Incorporated

Contact us

Contact your Private Manager

0800 587 5871
24 hours, 7 days a week

Alternatively use our online contact form and we will call you.

This service may be temporarily unavailable during periods of routine maintenance.

Financial Services Compensation Scheme Logo

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