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Offset discounted SVR - 2 years Interest Only

For loans up to 80% of property value

Product nameOffset discounted SVR - 2 years Interest Only
Initial rate2.24% (variable)
Initial rate expires on
31st March 2023
Rate thereafterOffset Variable Rate, currently 4.55
Overall cost for comparison4.3% APRC
Product fee£999
Option to add product fees to mortgageYes the product fee can be added to the loan, provided the total borrowing does not exceed the maximum LTV for the product type

Applicants must be aged 18 or over. All loans are subject to status. Security will be required

Maximum loan amount£1,000,000
Maximum loan to value80%
Minimum loan amount£0
Early repayment charge3% in year one
2% in year two
Special offers

New lending only available to Private customers.

Purchase: None

Remortgage: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m

Properties over £3m – No incentives

All incentives are subject to qualifying criteria being met.

Available to existing Retail Interest Only customers for product switches only (subject to criteria)

Special features

Link up to six Yorkshire Bank current and savings accounts to save on interest payments and repay your mortgage early

You can even combine your business credit balances – available to sole traders and simple partnerships (two or more people in business and with their mortgage together; for example, a husband and wife or civil partnership couple)


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