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Offset Variable Investment Housing Loan Capital and Interest
For loans up to 75% of property value
| Product name | Offset Variable Investment Housing Loan Capital and Interest |
| Initial rate | 4.95% (variable) |
| Initial rate expires on | No end date |
| Rate thereafter | Variable for term |
| Overall cost for comparison | 4.95% APRC |
| Product fee | £1,999 |
| Option to add product fees to mortgage | Yes the product fee can be added to the loan, provided the total borrowing does not exceed the maximum LTV for the product type |
| Eligibility | Applicants must be aged 18 or over. All loans are subject to status. Security will be required |
| Maximum loan amount | £750,000 |
| Maximum loan to value | 75% |
| Minimum loan amount | £80,000 |
| Special features | At the end of the discounted/fixed period you can make extra payments or repay your whole mortgage without penalty. Purchase: None Remortgage: One free valuation for properties up to £3m Free standard legals (excluding any fee charged by our preferred legal provider for transferring funds to the previous lender) for properties up to £2m |
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