Business Choice Account
A flexible business account
Current accounts in business give you the flexibility to have access to your cash readily. All facilities are subject to status and applicants must be aged 18 or over. Only available to business customers. Terms and conditions apply.
Features:
- Credit Interest linked to the Bank of England base rate
- Option of an agreed overdraft (subject to lending assessment and security may be required)
- Personal attention from your business banking contact
- Choice of statements issued monthly, or more frequently on request. Charges may apply*
*Standard charges and interest rates can be found in the interest rates and charges section. Speak to your business banking contact for more details
Costs and conditions:
- Debit interest applied to overdrawn amounts
- Interest calculated daily and applied monthly
- Unlimited withdrawals – subject to available funds
- Not available to personal customers
- Full terms and conditions are available on request
How to apply
New customers
Start your business current account application process online.
All accounts are subject to status and eligibility.
Compare our business accounts Apply now for a Business Choice AccountAlready started an application?
If you created a username and password you can login to continue your application.
Continue with saved application
Business Account Checklist - What you’ll need to open an account
Participating providers of UK business bank accounts have agreed to a basic set of information that they will need from you to set up your UK business current account. Find out what you’ll need to provide using the simple Business Account Checklist from UK Finance, the UK’s leading trade association for financial services.
Changes to Business Debit Card
Changes to Business Debit Card
We are launching a new Business Debit Mastercard in September 2018.
Changes to be aware of if you open a Business Account with us. We will be sending you a new Debit Mastercard for your Business Account by 12th October 2018. Your card will have a brand new design and will replace the one you currently use. Your PIN, terms and conditions, fees and charges will all stay the same.
What’s changing?
Aside from the design, the new card offers you these features (although you don’t have to use them):
- Withdraw up to £700 a day from ATMs*
- Contactless Technology – you won’t need to use your PIN for purchases up to £30 when you’re out and about*
- International Purchase Limit is up to £10,000 a day*
*Subject to available funds
You can also make use of the following features on the new card:
- Pay using your phone – this works with Apple Pay™ and Google Pay™
- Easily pay in money – you can do this at branch counters and Deposit ATMs in selected branches (limits apply)
What happens next?
You should start using your new Business Debit Mastercard as soon as you receive it. We’ll tell you the date your existing card will stop working when we send you the new card.
What do you need to do?
As your 16-digit card number will change, there are a few actions you should take.
- Update recurring and online payments
You’ll need to update your card details for payments you have set up using your existing card, such as subscriptions, PayPal and websites where you’ve saved your card details. Your direct debits and standing orders won’t be affected because they only use your account number and sort code, which will stay the same. - Re-register for Mastercard SecureCode™
This extra layer of security helps you shop safely online and you’ll need to register this new card. You can do this from our dedicated page. - Set up Apple Pay™ and Google Pay™
If you want to use your mobile phone to make purchases, you will need to register your new debit card. - Destroy your old card
Remember to do this as soon as you receive your new one.
We’re here to help
If you have any questions or concerns about your new card or account, please call us on 0800 456 1247 and we’ll be happy to help.
Ready to apply?
Already started an application?
Login to continue with your business account application. If you're not sure what your login details are, or you can't get online for some reason, please give us a call on 0800 345 7365.
Switching made simple
If you decide to opt for a Yorkshire Bank Business Current Account, switching is all done for you with the Current Account Switch Service. This service is designed to let you move your current account from another bank or building society in a safe and reliable way.
Important information
Protecting your money
Your eligible deposits with Clydesdale Bank PLC are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit guarantee scheme.
This limit is applied to the total of any deposits you have with the following: Clydesdale Bank and Yorkshire Bank. Any total deposits you hold above the limit between these brands are unlikely to be covered.
Please see FSCS leaflet download (Opens in a new window) for further information or visit www.fscs.org.uk
You can find impartial information and guidance on money matters on the “Money advice service” website.
Yorkshire Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.