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Coronavirus support: CBILS

We have a range of lending options available to support our business customers through these challenging times, including support via the UK Government’s Coronavirus Business Interruption Loan Scheme (CBILS).

Business loans and finance

We offer short and long-term lending to help you build today and prepare for the future.

Whether that's getting new equipment or quick access to funds, our range of business loans and financial products are designed to help keep your business’ financial management as simple as possible.

Access the support you need to grow your business

Please note - lending is subject to status and eligibility. Security may be required.

Borrowing

View our range of borrowing options that can help accelerate the growth of your business.

Find out more about Borrowing

Commercial mortgages

Consider bringing your business plans to life with a commercial mortgage.

Find out more about commercial mortgages

Appeals

Application declined? Make an appeal and we’ll review the decision.

Find out more about Appeals

Standards of lending practice

We adhere to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board.

Find out more about Standards of lending practice

* Representative example
10.2% APR representative on unsecured online business loans up to £25,000.

Loan amount: £20,000, Term time: 24 months, Interest rate per annum (Fixed): 9.75%, Representative APR: 10.2% APR, Fees/Charges: £0, Total amount of credit: £20,000, Total amount repayable: £22,102.49

The representative APR is for comparison purposes and shows the annual interest rate that we expect at least 51% of customers to get when they enter a loan agreement with us. The rate offered may differ from the representative APR shown.

LIBOR Cessation

The Bank of England and the FCA have reinforced the message that market participants should not rely on LIBOR's continuation beyond 2021 and must take action now to remove dependence on LIBOR before then.

The London Interbank Offered Rate or ‘LIBOR’ is used in the calculation of interest costs for some of our customers to whom we provide loans.

During 2020 The Bank of England and the FCA have reiterated that neither banks nor their customers should rely on LIBOR's continuation beyond 2021 and must take action now to remove dependence on LIBOR before then.

We are currently preparing for this change and will be contacting customers who hold LIBOR loan products in the first half of 2021 to discuss their options for replacing LIBOR with an alternative reference rate ahead of the deadline.

UK Finance have created a handy guide for businesses, visit their website to read more about the discontinuation of LIBOR. (opens in a new window)

We have produced a set of FAQs to help support customers during LIBOR transition.

Read our FAQs about LIBOR Transition


Next steps

Talk to us