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5 Year IHL Fixed - Loans up to 75% LTV - Loans over £1m Capital and Interest BO1650

For loans up to 75% of property value

Product name5 Year IHL Fixed - Loans up to 75% LTV - Loans over £1m Capital and Interest BO1650
Initial rate5.74%
Initial rate expires on
31st August 2029
Rate thereafterOffset variable Investment Housing Loan Rate, currently
9.99%
Overall cost for comparison8.40% APRC
Product fee£2,999
Option to add product fees to mortgageThe product fee can be added to the loan, unless it takes a residential loan over 95% LTV or a BTL loan over 80% LTV.
EligibilityThis product is exclusively available for properties in London and South East only. Please speak to your Relationship Partner for further details. Available for purchase and remortgage, new applications and product transfer. Applicants must be aged 18 or over. All loans are subject to status. Security will be required.
Maximum loan amount£1.5 million
Maximum loan to value75%
Minimum loan amount£1 million
Early repayment charge5% in years one and two
4% in year three
3% in year four
2% in year five
Special features

Remortgage: Free valuation incentive up to £3m property value