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5 Year IHL Fixed - Loans up to 75% LTV - Loans over £1m Capital and Interest BO1650
For loans up to 75% of property value
| Product name | 5 Year IHL Fixed - Loans up to 75% LTV - Loans over £1m Capital and Interest BO1650 |
| Initial rate | 5.74% |
| Initial rate expires on | 31st August 2029
|
| Rate thereafter | Offset variable Investment Housing Loan Rate, currently 9.99% |
| Overall cost for comparison | 8.40% APRC |
| Product fee | £2,999 |
| Option to add product fees to mortgage | The product fee can be added to the loan, unless it takes a residential loan over 95% LTV or a BTL loan over 80% LTV. |
| Eligibility | This product is exclusively available for properties in London and South East only. Please speak to your Relationship Partner for further details. Available for purchase and remortgage, new applications and product transfer. Applicants must be aged 18 or over. All loans are subject to status. Security will be required. |
| Maximum loan amount | £1.5 million |
| Maximum loan to value | 75% |
| Minimum loan amount | £1 million |
| Early repayment charge | 5% in years one and two 4% in year three 3% in year four 2% in year five |
| Special features | Remortgage: Free valuation incentive up to £3m property value |
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