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Clydesdale and Yorkshire Banks have increased the 0% interest period on their Gold MasterCard*.

28 August 2015

Clydesdale and Yorkshire Banks have increased the 0% interest period on their Gold MasterCard*.

The highly competitive card now offers 0% interest on purchases for 26 months from the opening** of the account.

The card is contactless and this simple and secure way to pay allows customers to purchase items up to £20*** without having to enter their PIN.

Interest Rates Introductory Rate Monthly Rate Effective Annual Rate
Purchases 0% (for 26 months) 1.453% 18.9%
Balance Transfers 0% (for 12 months) 0.945% 11.9%
Cash Advances N/A 2.075% 27.9%

There is no annual fee and customers will also benefit from the latest chip and PIN technology to combat fraudsters and for online purchases MasterCard SecureCode further improves security.

Customers can apply for a Gold MasterCard online at and where they can complete a quick and easy application process.

For further information on credit cards or other available products, customers can visit any branch, contact 0800 202 122 (Yorkshire Bank), 0800 222 426 (Clydesdale Bank), (opening hours 8am-8pm Mon-Fri, 9am-5pm Sat, 10am-4pm Sun.) or visit for Clydesdale Bank or for Yorkshire Bank.

* Terms and Conditions apply. All credit facilities are subject to status. The actual credit limit assigned to will vary depending on a credit assessment.

** 3% fee, min £3. This excludes balance transfers from existing Clydesdale or Yorkshire Bank credit cards

*** From 1 September 2015, the transaction limit for contactless card users will increase from £20 to £30. However, it may take some time for the limit increase to be available at every point of sale. Please check availability with individual retailers.

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