We have no plans to change the way we service the majority of our customers who are non-UK resident. If you live in the Netherlands or Italy and hold a Savings or Current Account unfortunately we can no longer provide or service your accounts. We have written to those impacted to provide details of the timescales and next steps.

Yes, you will. There won’t be any change to the way your current account or savings account works. We will let you know if that changes.

Yes. Your money will continue to be protected by the Financial Services Compensation Scheme. More information is available at www.fscs.org.uk

Yes. EU citizens who are permanent UK residents will still be able to apply for credit after Brexit, subject to our normal policy and affordability assessment.

Yes. There will be no change to how you use your debit or credit card following Brexit.

Yes. After Brexit you'll still have the same overseas purchase protection overseas that you do today.

Yes. Personal and business customers will be still be able to instruct and receive payments in Euros.

Yes. Your policies will not change because of Brexit. More detailed information about your travel insurance and Brexit is available in our Travel Insurance FAQs.

Yes. Online Service and Mobile Banking will not be affected by Brexit.

De Nederlandsche Bank (DNB), one of the financial services regulators in the Netherlands and Banca d’Italia, one of the financial services regulators in the Italy, have published separate statements announcing that UK banks won’t be able to provide or service certain types of accounts for customers based in either country following the end of the Brexit transition period. We’re sorry to say we are no longer able to continue to provide or service current or savings accounts for our customers who live in the Netherlands or Italy from 30 June 2021.If you’re living in one of these countries, we have written to you to let you know what the next steps are and how you close your account(s) or to make alternative arrangements.Your account must be closed by the 30 June 2021.

Yes, for the moment, and it is only due to directions from local regulators that we can no longer support customers in the Netherlands or Italy. No other EU regulators have advised against supporting UK accounts so far, but they might in the future. We have no plans to change the way we service the majority of our customers who are non-UK resident. If you live in the Netherlands or Italy and hold a Savings or Current Account unfortunately we can no longer provide or service your accounts.

If you're no longer living in Netherlands or Italy, and now live in the UK, please update your address details. This will allow you to keep your account open. Don’t delay, once your account has been closed, it can’t be reopened. However, you can apply for a new account with us provided you are living in the UK and meet our eligibility criteria.

If you update the business and trading address to your UK address the accounts can remain open.

We’ve explained more in relation to your closure options in the letters we sent you.

You can write to us at Direct Banking, 7-8 North Avenue, Clydebank, G81 2NT or you can call us on +44 141 221 7300 7am to 9pm Monday to Saturday and 10am to 5pm on Sundays. Please keep in mind that international call charges may apply in line with your phone provider’s terms and conditions. If you want to transfer your money to another provider, you can do this through your Virgin Money Mobile Banking App or by downloading the International Transfer Request form at secure.cbonline.co.uk/contact-us/useful-forms (a copy of this form is also enclosed in your account closure letter).

Before closing your account, please change any existing Direct Debit arrangements or other regular payments. This will help ensure any payments are processed by your new current account provider in good time. If you don't change your Direct Debits or other regular payments before the account is closed, they’ll not be paid. This is especially important if your Direct Debit arrangements or other regular payments are used to pay:

• Essential bills and services such as utilities, insurance policies or regular savings, particularly where there is a risk these services may be cancelled or withdrawn due to non-payment
• Mortgage repayments
• Loan repayments

If you receive regular payments to your account (for example, salary, rental income, dividends or transfers from friends and family), you'll need to contact the senders and provide details of your new account so these payments can continue. Once your current account is closed, any payments received will be returned to the sender.

You will need to find another provider who can offer you an account. Make sure whatever account you choose, you can still manage your finances and make transactions in a way that suits your needs.

If you have an arranged overdraft on your account, you must repay the amount owed in full prior to closing your account. You can do this by transferring money into your current account from another account if you have one. You can also make a Mobile Banking Transfer or international payment from a foreign account into your current account.If repaying your overdraft is going to cause you any financial difficulties, we may be able to help. Please call us on +44 141 221 7300 7am to 9pm Monday to Saturday and 10am to 5pm on Sundays.

This account will be closed on 30 June 2021.

If the account holder living in the Netherlands or Italy changes their registered address to the UK the account can remain open.

No. There will be no penalties applied for the closure of your Fixed Rate/Notice Savings account.

No. We will not charge any fees associated with withdrawing funds early. However if the funds are not held in an ISA product they will lose their tax efficient benefits.

No. There will be no charge applied for sending an International Funds Transfer in these circumstances. However, depending on the banking provider for your receiving account, you might be charged for receiving the money. Please check with your provider if you have any questions.

Yes. You can close your account by calling us on +44 141 221 7300 7am to 9pm Monday to Saturday and 10am to 5pm on Sundays. Please keep in mind that international call charges may apply in line with your phone provider’s terms and conditions. We’ve explained more in relation to your closure options in the letters issued.

If you don't do anything by the deadline of 30th June we'll have to close your account for you. When your account closes, you won't be able to use it, any incoming payments will not be accepted and your money will no longer earn any interest. Please contact us ASAP if this happens. We'll write to you again to explain how you can get your money.

We’re keeping it safe for you and you just need to complete the International Funds Transfer form to tell us where to send it. The letter we’ve sent to you will advise you of everything you need to do.

Secure.cbonline.co.uk/contact-us/useful-forms

No. We must comply with local legislation in these countries. But you can complain by contacting us.

We have closed your account because the address details linked to your account show you living at an address in the Netherlands or Italy.