You can apply for a Guardianship Order where the account holder has already lost mental capacity and no Continuing Power of Attorney was created. You can’t apply for a Power of Attorney or Third Party Mandate after loss of mental capacity.
Guardianship Orders let the third party named in the order act on behalf of a person who has lost the capacity to deal with their own affairs. It gives continuous authority for the appointed person to act until the expiry date stated on the order.
This order may be appropriate if you care for someone who lacks mental capacity. This might be because of:
It may be appropriate if you need to support someone who lacks mental capacity and there is no Continuing Power of Attorney in place.
Orders are usually granted for a period of three years, but can be for longer.
We won’t charge you for registering your Guardianship with us.
Please contact our customer services team to discuss the most convenient way to register this or pop into your local branch to discuss with one of our friendly colleagues. Please have to hand / bring these documents with you — they’ll help us speed up the process:
If you have been granted a Guardianship Order you should bring ID(PDF, opens in new window) with you.
A DWP Appointeeship can be applied for where the adult who is receiving state benefits has already lost mental capacity or is severely disabled to the extent they need help to manage their DWP benefits.
A DWP Appointeeship can be granted where the account holder is unable to manage their state benefits. The appointee will be authorised to make and maintain any benefit claims on the mentally incapable adult's behalf.
DWP Appointeeship’s relate SOLELY to state benefits. The DWP Appointee will not have any control over any other funds, income or assets of the mentally incapable adult.
This order may be appropriate when caring for someone who lacks mental capacity or is severely physically disabled and only their state benefits need to be managed. This may be as a result of:
We do not charge you for registering a DWP Appointeeship with us.
Please visit or make an appointment with a banking adviser at your local branch. Please bring the following documents with you, this will help us speed up the process:
For more information, view the actions a third party or attorney can carry out when they manage the account on your behalf.
You can find impartial information and guidance on money matters on the “MoneyHelper” website.
Yorkshire Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.