Your home may be repossessed if you do not keep up repayments on your mortgage
Your appointment with your mortgage advisor is an important step on the way to your new home. It may be a little nerve-wracking but it’s entirely painless. Your advisor will ask you a few questions and look at some documents. It may seem like you need to bring everything but the kitchen sink and a copy of your favourite album to your mortgage appointment but it’s all evidence to make sure that you can afford to pay the mortgage you’re applying for. You can get a head start by checking our mortgage calculator to get an estimate of your monthly payments. Our guide to the financial considerations of home ownership also contains useful advice. Although they will need some information from you, your advisor is there to help. If there’s anything you don’t understand, just ask.
There are so many parts of the process of getting a mortgage that can go more quickly than expected or take longer. You can help to keep the process moving by being informed and prepared at every stage, starting with your appointment.
Any other regular expenditure:
Payslips, original or certified copies. If you’re paid:
Having the answers to these questions prepared and all the appropriate evidence to hand can speed up your appointment and get your application off to a great start. We’re here to help you every step of the way.
Tools and guides to help you understand the financial journey to your new home.
Help on the journey to owning your own home.
Is a buy-to-let property the right investment for you? Find out with our examination of the many aspects involved.
Complete our online enquiry form and one of our advisors will be in touch to discuss your mortgage requirements and available options.
Got a question? Our advisors are available through live chat to help you find the answers.
Get in touch to discover how our advisors can help you live where you love.
Call us to speak to an advisor about a query or to apply for a mortgage.