Our hub has been designed especially for you, with a wide variety of hints and tips to help you keep your home and contents safe.
Your home may be repossessed if you do not keep up repayments on your mortgage
Your telephone appointment with a mortgage advisor is an important step on the way to buying your new home. It may be a little nerve-wracking but it’s entirely painless. Your advisor will ask you a few questions and look at some documents. It may seem like you need to have everything but the kitchen sink and a copy of your favourite album during your mortgage appointment but it’s all evidence to make sure that you can afford to pay the mortgage you’re applying for. You can get a head start by checking our mortgage calculator to get an estimate of your monthly payments. Our guide to the financial considerations of home ownership also contains useful advice. Although they will need some information from you, your advisor is there to help. If there’s anything you don’t understand, just ask.
There are so many parts of the process of getting a mortgage that can go more quickly than expected or take longer. You can help to keep the process moving by being informed and prepared at every stage, starting with your appointment.
Any other regular expenditure:
Payslips, If you’re paid:
For all documents listed above, we accept them in the format of a scanned copy or photograph.
Having the answers to these questions prepared and all the appropriate evidence to hand can speed up your appointment and get your application off to a great start. We’re here to help you every step of the way.
Tools and guides to help you understand the financial journey to your new home.
Help on the journey to owning your own home.
Is a buy-to-let property the right investment for you? Find out with our examination of the many aspects involved.
Your digital services have had a Virgin Money makeover. Make the move today by using the new Virgin Money internet banking service.
There are no changes to your account information or login details, the only difference is that you can now sign in to the new Virgin Money internet banking service as well. For now you can still log on through Yorkshire Bank if you’d prefer.
Here's to a life more Virgin.Continue to Yorkshire Bank Internet Banking as normal
We want to keep you and your money safe online. That’s why, from September 2021, when you’re making a payment we’ll sometimes ask for more information.