- Ways of banking More ways of banking links
Internet banking
Mobile banking
Telephone banking
Branches, ATMs and Post Offices
Useful information
- Current accounts More current account links
Our current accounts
Choosing an account
Managing your account
- Credit cards More credit card links
Benefits of a credit card
- Savings More savings links
Instant access accounts
Fixed term and notice
Tax efficient savings
Limited offers
Children's savings
- Loans More loan links
Tools and guides
Useful information
- Mortgages More mortgage links
New mortgage customers
Existing mortgage customers
Our mortgages
- Insurance More insurance links
Types of insurance
Useful information
- Travel
First time buyers guides and tools
Your home may be repossessed if you do not keep up repayments on your mortgage
Help on the journey to owning your first home
All the big firsts in life take preparation. Your first steps came after the end of months of learning. It probably took many driving lessons before you finally passed your test. Owning your first home is no different, there’s a process leading up to getting the keys that can take some time. Because you’ve never experienced this before our knowledge that comes from years of dealing with first-time buyers like you could be invaluable. We’ll be with you each step of the way, offering advice and guidance on the mortgage process.
The links in this section might help you better understand the process of applying for a mortgage and buying a home, as well as giving you an idea of how long it can take. Keeping informed is essential. Being prepared for each step of the process before it comes, gives you the best chance of a timely outcome.
Guide for first time buyers
Our range of mortgages and deciding which may suit you best.
Buying vs renting
Renting or buying is a decision you need to make based on your own circumstances. We look at the pros and cons of each.
Mortgage jargon explained
It can be a challenge to understand mortgage-related terminology, so we’ve provided a glossary of key terms and their definitions to help you bust that jargon.
Saving for a mortgage deposit
The right account can make saving for your home deposit easier.
Buying a home timeline
How long will it take before you’re ready to move in?
First time buyer mortgage options
Discover all you need to know about the available mortgage options from Yorkshire Bank.
Tools and guides
Buy-to-let mortgages explained
Is a buy-to-let property the right investment for you? Find out with our examination of the many aspects involved.
Mortgages for the self-employed
How to improve your chances of a successful application when working for yourself.
Financial aspects of owning a home
Tools and guides to help you understand the financial journey to your new home.
The mortgage process explained
Getting a mortgage can seem like a complicated process but we're here to make it as easy as possible for you.
Online enquiries
Complete our online enquiry form and one of our advisors will be in touch to discuss your mortgage requirements and available options.
Live chat
Got a question? Our advisors are available through live chat to help you find the answers.
- Available
- Mon-Fri 9am – 8pm,
- Sat 9am – 5pm
Speak to an advisor
Get in touch to discover how our advisors can help you.
- We're here
- Mon-Fri 8am – 8pm,
- Sat 9am – 5pm
- Sun 10am – 4pm
You can find impartial information and guidance on money matters on the “Money advice service” website.
Yorkshire Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.