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First time buyers guides and tools

Your home may be repossessed if you do not keep up repayments on your mortgage

Help on the journey to owning your first home

All the big firsts in life take preparation. Your first steps came after the end of months of learning. It probably took many driving lessons before you finally passed your test. Owning your first home is no different, there’s a process leading up to getting the keys that can take some time. Because you’ve never experienced this before our knowledge that comes from years of dealing with first-time buyers like you could be invaluable. We’ll be with you each step of the way, offering advice and guidance on the mortgage process.

The links in this section might help you better understand the process of applying for a mortgage and buying a home, as well as giving you an idea of how long it can take. Keeping informed is essential. Being prepared for each step of the process before it comes, gives you the best chance of a timely outcome.

Family moving in car

Guide for first time buyers

Our range of mortgages and deciding which may suit you best.

Find out more about our guide for first time buyers

Couple thinking about taking the plunge

Buying vs renting

Renting or buying is a decision you need to make based on your own circumstances. We look at the pros and cons of each.

Find out more on buying vs renting

Mortgage jargon

Mortgage jargon explained

It can be a challenge to understand mortgage-related terminology, so we’ve provided a glossary of key terms and their definitions to help you bust that jargon.

Find out more about mortgage jargon

Saving for a mortgage deposit

The right account can make saving for your home deposit easier.

Find out more on saving for a mortgage deposit

Couple buying furniture for their new home

Buying a home timeline

How long will it take before you’re ready to move in?

Find out more about buying a home timeline

Man reading

First time buyer mortgage options

Discover all you need to know about the available mortgage options from Yorkshire Bank.

Find out more on first time buyer mortgage options


Tools and guides

Buy-to-let mortgages explained

Is a buy-to-let property the right investment for you? Find out with our examination of the many aspects involved.

Mortgages for the self-employed

How to improve your chances of a successful application when working for yourself.

Financial aspects of owning a home

Tools and guides to help you understand the financial journey to your new home.

The mortgage process explained

Getting a mortgage can seem like a complicated process but we're here to make it as easy as possible for you.


Interested in a mortgage?

Your next steps

Give us a call

  • If you've got any questions, get in touch.

    New Mortgage customers

    0800 023 2201

    Mon-Fri 8am-8pm, Sat 9am-5pm and Sun 10am-4pm


    Existing mortgage customers

    0800 121 4203

    Mon-Fri 8am-5pm