First time buyers guides and tools
Your home may be repossessed if you do not keep up repayments on your mortgage
Help on the journey to owning your first home
All the big firsts in life take preparation. Your first steps came after the end of months of learning. It probably took many driving lessons before you finally passed your test. Owning your first home is no different, there’s a process leading up to getting the keys that can take some time. As you've never experienced this before, our knowledge that comes from years of dealing with first-time buyers like you could be invaluable. We’ll be with you each step of the way, offering advice and guidance on the mortgage process.
The links in this section might help you better understand the process of applying for a mortgage and buying a home, as well as giving you an idea of how long it can take. Keeping informed is essential. Being prepared for each step of the process before it comes, gives you the best chance of a timely outcome.
Guide for first time buyers
Our range of mortgages and deciding which may suit you best.
Buying vs renting
Renting or buying is a decision you need to make based on your own circumstances. We look at the pros and cons of each.
Mortgage jargon explained
It can be a challenge to understand mortgage-related terminology, so we’ve provided a glossary of key terms and their definitions to help you bust that jargon.
Saving for a mortgage deposit
The right account can make saving for your home deposit easier.
Buying a home timeline
How long will it take before you’re ready to move in?
First time buyer mortgage options
Discover all you need to know about the available mortgage options from Yorkshire Bank.
Tools and guides
Buy-to-let mortgages explained
Is a buy-to-let property the right investment for you? Find out with our examination of the many aspects involved.
Mortgages for the self-employed
How to improve your chances of a successful application when working for yourself.
Financial aspects of owning a home
Tools and guides to help you understand the financial journey to your new home.
The mortgage process explained
Getting a mortgage can seem like a complicated process but we're here to make it as easy as possible for you.
Interested in a mortgage?
Your next steps
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Find out what you could potentially borrow in just 10 minutes - it won't affect your credit score.
Request an Agreement In PrincipleBook a telephone appointment with one of our advisors to discuss your mortgage needs.
Give us a call
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If you've got any questions, get in touch.
Mortgage application enquiries
Monday to Friday 8am - 9pm
Existing mortgage servicing enquiries
Monday to Friday 8am - 9pm
You may also be interested in
Our mortgage products and rates
Top Mortgage questions
Have a question about our mortgages? Have a look at some of the questions we're asked most often.
You can find impartial information and guidance on money matters on the “Money advice service” website.
Yorkshire Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.