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Log in to complete your online application and get your online decision
Find out more and compare our range of accounts
Log in to complete your online application and get your online decision
Find out how much you could borrow, calculate monthly payments and request an Agreement in Principle
Our hub has been designed especially for you, with a wide variety of hints and tips to help you keep your home and contents safe.
Your home may be repossessed if you do not keep up repayments on your mortgage
All the big firsts in life take preparation. Your first steps came after the end of months of learning. It probably took many driving lessons before you finally passed your test. Owning your first home is no different, there’s a process leading up to getting the keys that can take some time. As you've never experienced this before, our knowledge that comes from years of dealing with first-time buyers like you could be invaluable. We’ll be with you each step of the way, offering advice and guidance on the mortgage process.
The links in this section might help you better understand the process of applying for a mortgage and buying a home, as well as giving you an idea of how long it can take. Keeping informed is essential. Being prepared for each step of the process before it comes, gives you the best chance of a timely outcome.
Our range of mortgages and deciding which may suit you best.
Renting or buying is a decision you need to make based on your own circumstances. We look at the pros and cons of each.
It can be a challenge to understand mortgage-related terminology, so we’ve provided a glossary of key terms and their definitions to help you bust that jargon.
The right account can make saving for your home deposit easier.
How long will it take before you’re ready to move in?
Discover all you need to know about the available mortgage options from Yorkshire Bank.
Is a buy-to-let property the right investment for you? Find out with our examination of the many aspects involved.
How to improve your chances of a successful application when working for yourself.
Tools and guides to help you understand the financial journey to your new home.
Getting a mortgage can seem like a complicated process but we're here to make it as easy as possible for you.
Find out what you could potentially borrow in just 10 minutes - it won't affect your credit score.
Request an Agreement In PrincipleBook a telephone appointment with one of our advisors to discuss your mortgage needs.
If you've got any questions, get in touch.
Monday to Friday 8am - 5pm
Monday to Friday 8am - 5pm
Have a question about our mortgages? Have a look at some of the questions we're asked most often.
You are here: Personal Banking > Mortgages > Mortgage guides and tools > Help for first time buyers
Your digital services have had a Virgin Money makeover. Make the move today by using the new Virgin Money internet banking service.
There are no changes to your account information or login details, the only difference is that you can now sign in to the new Virgin Money internet banking service as well. For now you can still log on through Yorkshire Bank if you’d prefer.
Here's to a life more Virgin.
Continue to Virgin Money Internet Banking
Continue to Yorkshire Bank Internet Banking as normalWe’ve been working hard to bring Yorkshire Bank and Virgin Money together to create a bigger, bolder and brighter bank. You’ll soon begin to see the Virgin Money logo on things like your statements, letters and your Business Internet Banking service.
There’s nothing you need to do – we’ll take care of it all. Your account and login details will remain the same and you’ll still be able to login using the link on the Yorkshire Bank website.
We’ll be back in touch when the new service is ready to use. If you need to contact us, you can still get in touch using the normal contact information.
The team at Virgin Money
Continue to Internet BankingYou can find impartial information and guidance on money matters on the “Money advice service” website.
Yorkshire Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.