Our hub has been designed especially for you, with a wide variety of hints and tips to help you keep your home and contents safe.
Your home may be repossessed if you do not keep up repayments on your mortgage
Buying a home is a journey. These tools and guides can help take the first steps by getting an initial idea of how much you might be able to borrow, giving you some ideas on how to save for your deposit and helping you make sure that your mortgage is affordable for you. There’s also advice for further down the road on the additional costs of buying a home and how to cope should your circumstances change or interest rates go up.
We can use our experience to help make the process as simple as possible for you. The guides and tools below can help you get an idea of how much of a mortgage you can afford, how to budget towards it, as well as planning for potential costs that you hadn’t considered. With careful planning the journey towards buying your new home should be an enjoyable one and we aim to support you at every step.
This guide from Yorkshire Bank will help you understand how your credit score affects your mortgage application and provides advice on how to improve it.
How much you may be able to borrow and advice on avoiding overstretching yourself.
Making sure that your mortgage is affordable now and in the future will ensure that you can enjoy life in your new home.
Make sure you’re aware of all the costs of moving house. From Land Taxation to life insurance, these costs can really add up – plan ahead and avoid pain.
How to protect yourself and your mortgage if your life changes.
Help on the journey to owning your own home.
Find out what you need to know in plain English with our mortgage jargon buster.
How to improve your chances of a successful application when working for yourself.
Getting a mortgage can seem like a complicated process but we're here to make it as easy as possible for you.
Is a buy-to-let property the right investment for you? Find out with our examination of the many aspects involved.
To give you more protection against fraud we’re working to make online shopping safer.
Under new regulations for boosting online security, we might use our mobile app to confirm you’re the one making an online card payment or if we can’t do that, we’ll send you a one-time passcode to your phone.
If we can’t confirm it’s you when you make an online card payment, your transaction will be declined.
We’re making some changes to give you an extra layer of security and double-check that it’s you whenever you’re shopping online.
All you need to do is download the latest version of our mobile banking app. You’ll then be able to authenticate online card payments using the app – you can use your passcode or fingerprint ID to do this. Just make sure you remember your login details and keep them safe.
Make sure we have your latest contact details, get in touch on 0800 028 1712 to tell us your mobile or landline number. Or you can head to your nearest store. If we don’t have your phone number we won’t be able to send you a passcode and your transaction will be declined. Having your phone number will also help us to contact you quickly if we spot anything suspicious on your account.Continue to Internet Banking
You may see a difference to when you’re asked to authenticate a payment via Business Internet Banking and the Mobile App, how you do this will remain the same by using:
For more information visit our online help.
Forgot your business internet banking password, we can help.
Just give us a call on 0800 121 4209
Monday – Friday 8am - 6pm and select Option 2.