Find out how much your monthly repayments could be for your chosen loan amount.
Our hub has been designed especially for you, with a wide variety of hints and tips to help you keep your home and contents safe.
Your home may be repossessed if you do not keep up repayments on your mortgage
Buying a home is a journey. These tools and guides can help take the first steps by getting an initial idea of how much you might be able to borrow, giving you some ideas on how to save for your deposit and helping you make sure that your mortgage is affordable for you. There’s also advice for further down the road on the additional costs of buying a home and how to cope should your circumstances change or interest rates go up.
We can use our experience to help make the process as simple as possible for you. The guides and tools below can help you get an idea of how much of a mortgage you can afford, how to budget towards it, as well as planning for potential costs that you hadn’t considered. With careful planning the journey towards buying your new home should be an enjoyable one and we aim to support you at every step.
This guide from Yorkshire Bank will help you understand how your credit score affects your mortgage application and provides advice on how to improve it.
How much you may be able to borrow and advice on avoiding overstretching yourself.
Making sure that your mortgage is affordable now and in the future will ensure that you can enjoy life in your new home.
Make sure you’re aware of all the costs of moving house. From Land Taxation to life insurance, these costs can really add up – plan ahead and avoid pain.
How to protect yourself and your mortgage if your life changes.
Help on the journey to owning your own home.
Find out what you need to know in plain English with our mortgage jargon buster.
How to improve your chances of a successful application when working for yourself.
Getting a mortgage can seem like a complicated process but we're here to make it as easy as possible for you.
Is a buy-to-let property the right investment for you? Find out with our examination of the many aspects involved.
To give you more protection against fraud we have changed the way you verify payments online and via mobile banking.
Business & Personal Customer Accounts
We need to ensure it’s really you making the payment before the money leaves your account. How you do this depends on whether you’re using:
Will this happen every time I make a payment?
No, it’s not for every payment. Once saved the payment will become ‘Trusted’. That means you may not need to do the identity check again, unless you change details like the sort code, account number, name or reference.
What’s changed for your Business?
To make payments of more than £500, or totalling more than £1000 per day, you will now need to use the Mobile Banking App to verify your payments. Business customers using a One-Time Passcode will no longer be able to make payments greater than £500. Talk to us to learn more about the benefits of using the Mobile Banking App. Further info on your daily limits can be found here.
You may see a difference to when you’re asked to authenticate a payment via Business Internet Banking and the Mobile App, how you do this will remain the same by using:
For more information visit our online help.
Forgot your business internet banking password, we can help.
Just give us a call on 0800 121 4209
Monday – Friday 8am - 6pm and select Option 2.