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Find out for yourself why we are the UK's best current account provider.
We know nobody likes paying bank charges. That’s why for a Monthly Fee to Maintain The Account Of £4.00, the Current Account Control could help you avoid Unarranged Overdraft fees and interest by stopping most payments^ that would result in such fees and interest.
You get all the tools you need to run an everyday account the way that suits you best. There’s a contactless debit card,
Apple Pay and Android Pay – plus 24 hour telephone, mobile and internet banking. If you’re over 18, you can also choose to apply for an Arranged Overdraft, subject to status.
Telephone, mobile and internet banking.
These services may be temporarily unavailable due to periods of routine maintenance. Calls may be recorded or monitored for your security.
Along with the benefits of a regular current account, for £4.00 a month, the account aims to prevent you going into an Unarranged Overdraft and stops you from paying the Refusing A Payment Due To Lack Of Funds Fee and Unarranged Overdraft debit interest.
With no arrangement fee (sole applicants only, all Arranged Overdrafts are subject to status and applicants must be aged 18 or over). For more information on interest rates and fees. Written quotations available on request.
You can pay for goods and services in person, by phone, online and abroad (subject to there being enough money in your account or Arranged Overdraft). Find out more about using your card abroad. (Additional charges may apply when using your card abroad.)
Use any cash machine in the UK, and cash machines abroad – 24/7. (Subject to there being enough money in your account or Arranged Overdraft. Additional charges may apply when using your card abroad.)
Using telephone, mobile and internet banking. You can also set up Direct Debits and Standing Orders for your regular bills.
You should make sure you always have enough money in your account or Arranged Overdraft to cover payments such as Standing Orders or Direct Debits. These may not be paid if paying them would take your account into Unarranged Overdraft. This may include important payments, such as insurance or your mortgage, and you may incur charges from the providers of these products.
You can check your account by mobile and telephone banking, online or at a cash machine, and you should do this regularly. You may want to look at altering the dates of your Standing Orders and Direct Debits, to ensure there's money in your account to pay them. Your local branch can help you set up the right payment options.
If you're switching from an existing Yorkshire Bank account to Current Account Control or are moving your account to us from another bank, please make sure that you have sufficient funds to cover any payments made before the account switch, that are charged to your account afterwards.
You can cancel your agreement with us within 14 days of opening your account by contacting us in branch, by phone or in writing. Please check terms and conditions for more information.
Visit your local branch:
Visit us in branch and one of our advisers will guide you through the application process.
There are still times when a payment can go through, even if there are not sufficient funds in your account or Arranged Overdraft, if you have one. You'll not be charged debit interest on any Unarranged Overdraft or the Refusing A Payment Due To Lack Of Funds Fee. This could happen when:
We have designed the Current Account Switch Service to let you switch your current account from one bank or building society to another in a simple, reliable and stress-free way. It will only take seven working days. As your new current-account provider we offer the following guarantee.
For more information go to www.currentaccountswitch.co.uk (opens in a new window)
Can I still switch to you?
Not all banks or building socities in the UK offer the Current Account Switch Service (CASS). We can still help you switch your account and any regular payments to us when we are unable to use the Current Account Switching Service.
As your new bank we will take care of everything, managing the switch process from start to finish. This service is completely free; however it isn't covered by the Current Account Switch Guarantee.
Once you have opened an account with us, we will ask you to complete a simple form and then we'll contact your old bank or building society within two business days to request a list of all your regular payments and regular credits received into your account for the last 13 months. Your old bank or building society should send us this information within five business days.
Once we receive the information from your old bank or building society we will arrange for any Standing Orders, Direct Debits and any regular credits made to your account to be transferred to your new account with us within five business days. We will contact you to agree a date to complete the switch.
Make sure your old bank has your current address. Let them know if you’ve moved house or you’re now living in student term-time accommodation. If any of your address details are out of date, we will not be able to make the switch until you’ve updated them.
If you’re recently married or have changed your name for any other reason, please make sure your old bank has updated your personal details.
Check that your old bank holds your correct date of birth.
To switch to one of our current accounts, make sure the account you’re switching from is a current account.
You will need to have the following available when you’re ready to switch:
We will also ask you for:
Get in touch if you have any other questions about switching.
Call 0800 345 7365
Monday to Friday 8.00am - 8.00pm,
Saturday 9.00am - 5.00pm,
Sunday 10.00am - 5.00pm.
Find your nearest Yorkshire Bank branch, Business and Private Banking centre or ATM
To give you more protection against fraud we have changed the way you verify payments online and via mobile banking.
We need to ensure it’s really you making the payment before the money leaves your account. How you do this depends on whether you’re using:
No, it’s not for every payment. Once saved the person or company you are paying will become ‘Trusted’. That means you may not need to do the identity check again, unless you change details like the sort code, account number, name or reference.
To make payments of more than £500, or totaling more than £1000 per day, you will now need to use the Mobile Banking App to verify your payments.. Business customers using a One-Time Passcode will no longer be able to make payments greater than £500 and will need to use the mobile app to verify payments.Continue to Internet Banking
You may see a difference to when you’re asked to authenticate a payment via Business Internet Banking and the Mobile App, how you do this will remain the same by using:
For more information visit our online help.
Forgot your business internet banking password, we can help.
Just give us a call on 0800 121 4209
Monday – Friday 8am - 6pm and select Option 2.