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[Component name=resources-cyb/lowest-loan-rate-ever

From home improvements to the holiday of a lifetime, you could help bring your plans to life with a loan from Yorkshire Bank.

Features you can rely on

  • Loans to suit you

    Borrow £1,000 to £35,000 over 1-5 years. Borrow £7,500 or more and you could repay over 6 or 7 years. Other conditions apply for debt consolidation [1] go to footnote 1

  • Fixed repayments

    Know what you're paying each month and how long for

  • Repay early

    Repay in full if you choose. Early repayment charge will apply [2] go to footnote 2

UK residents only. Subject to status & eligibility. 18+. Rates depend on loan amount & individual circumstances.

[1] Loans may be granted over terms of 6 or 7 years if the loan amount is £7,500 or more and less than 50% of the loan is to repay existing lending with us.

What you'll need to apply

Apply now

Calculate your loan

Want to see estimates for different amounts or loan terms? Before you apply, use your loan calculator to estimate what your repayments could be.


Representative example 

Borrow (£) Term time Monthly repayments (£) Interest rate per annum (Fixed) Representative APR Total amount payable (£)
£0 0 £0 0% 0% £0

All loans are subject to status. The interest rate offered may differ from the Representative APR shown depending on our assessment of your financial circumstances and your chosen loan amount. For loans between £1,000 - £25,000 the maximum APR offered will be 29.9%.For loans between £25,001 - £35,000 the maximum APR offered will be 14.9%.

Additional information

[2] You can repay your loan in full and part at any time and we'll reduce the total charge for credit payable under the agreement. When calculating this reduction we will charge up to an additional 58 days' interest on the amount you repay. You will need to contact our customer services team to inform us of your intention each time you wish to make an additional payment. Our team will be able to provide you with options on how to make this payment.

Got any questions?

Give us a call

Prefer to talk to someone?

0800 707 6471

Or if you're abroad: +44 141 951 7320