Unlock your cash flow potential. At Yorkshire Bank we take a flexible approach to business borrowing.
Lending is subject to status and eligibility.
Invest in your business premises with a commercial mortgage from Yorkshire Bank when you borrow over £25,000.
A commercial mortgage is a term loan product. Terms and conditions apply. All lending is subject to status and applicants must be aged 18 or over. An arrangement fee, valuation and security fees will be payable.
Please note that security over your commercial premises will be required and your property may be repossessed if you do not keep up any repayments on your borrowing. Any other asset used as security, which may include your home, will be at risk if you break the agreement, and may be sold to repay your debt.
Now could be the right time to invest in your business premises with a commercial mortgage from Yorkshire Bank. You may want to give your business room to grow by moving to bigger premises or expanding your current property. You might be renting or looking to buy a new property, or you might simply be looking for a better commercial mortgage deal.
Whatever your business plans, we could help you bring them to life – with a commercial mortgage.
Our commercial mortgage is for amounts over £25,000. To help make everything more affordable, we can provide a repayment term up to 20 yearsJump to footnote  – and even build in a capital repayment holiday of up to 5 yearsJump to footnote  to help boost your cash flow.
Maximum commercial mortgage term 20 years. The mortgage amount and term offered will depend on an assessment of your business circumstances
Taking a capital repayment holiday will increase the total interest charged and the total amount payable over the full term of the commercial mortgage.
All fixed and variable rates include an interest rate margin as agreed. If a fixed-rate commercial mortgage is repaid early, an early repayment charge will be payable. Interest rate margins are individually negotiated.
Make the smart move. Having business premises that work for you could be within your reach. To find out more about how we could help you invest in your business premises with a competitive commercial mortgage,speak to your relationship manager, call our Business Direct team, or pop into your local branch.
Business Direct Team
From 14 August, we’ll stop setting aside money for payments due on a Monday, which means the money will still be in your account over the weekend. Please ensure you have enough money in your account for Direct Debits and standing orders due on the Monday (or the next working day after a bank holiday).Continue to Yorkshire Bank Internet Banking as normal
A new version of our app is now available – If you don’t receive automatic app updates, we recommend you update to the latest version now before proceeding.