Contact us about a general enquiry.
Unlock your cash flow potential. At Yorkshire Bank we take a flexible approach to business borrowing.
Lending is subject to status and eligibility.
Invest in your business premises with a commercial mortgage from Yorkshire Bank when you borrow over £25,000.
A commercial mortgage is a term loan product. Terms and conditions apply. All lending is subject to status and applicants must be aged 18 or over. An arrangement fee, valuation and security fees will be payable.
Please note that security over your commercial premises will be required and your property may be repossessed if you do not keep up any repayments on your borrowing. Any other asset used as security, which may include your home, will be at risk if you break the agreement, and may be sold to repay your debt.
Now could be the right time to invest in your business premises with a commercial mortgage from Yorkshire Bank. You may want to give your business room to grow by moving to bigger premises or expanding your current property. You might be renting or looking to buy a new property, or you might simply be looking for a better commercial mortgage deal.
Whatever your business plans, we could help you bring them to life – with a commercial mortgage.
Our commercial mortgage is for amounts over £25,000. To help make everything more affordable, we can provide a repayment term up to 20 yearsJump to footnote [1] – and even build in a capital repayment holiday of up to 5 yearsJump to footnote [2] to help boost your cash flow.
[1]Maximum commercial mortgage term 20 years. The mortgage amount and term offered will depend on an assessment of your business circumstances
[2]Taking a capital repayment holiday will increase the total interest charged and the total amount payable over the full term of the commercial mortgage.
[3]All fixed and variable rates include an interest rate margin as agreed. If a fixed-rate commercial mortgage is repaid early, an early repayment charge will be payable. Interest rate margins are individually negotiated.
Make the smart move. Having business premises that work for you could be within your reach. To find out more about how we could help you invest in your business premises with a competitive commercial mortgage,speak to your relationship manager, call our Business Direct team, or pop into your local branch.
Business Direct Team
You are here: Business Banking > Our Products > Financial help and loans > Commercial mortgages
To log into Internet Banking you now need to use Virgin Money Internet Banking. You'll get the same great service and are able to access all your accounts.
Your log in details will stay the same and you can log in directly from the shiny new Virgin Money website.
Continue to Virgin Money Internet Banking
Go to the Virgin Money websiteNever tell anyone a token 3 response code, even someone from the bank. You should only input these codes to our secure Business Internet Banking service when you’re sending and making payments. If anyone calls and asks for a token 3 response code or asks you to authorise a payment on the App for fraud checks, hang up and call us on 0800 085 2914 from another line if possible, remember the Bank will never ask you to disclose your security details.
Continue to Virgin Money Business Internet BankingYou can find impartial information and guidance on money matters on the “Money advice service” website.
Yorkshire Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.