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Bring your business ideas to life

Try our 10 minute application today and borrow £10,000 to £150,000.

Payment terms of 12 to 60 months. Limited companies only. No arrangement fees on all online business loans. Interest rates between 3.5% p.a and 19.75% p.a. Representative 6.96% APR on unsecured business loans up to £25,000*. Subject to status and eligibility.

Flexible business funding from a lender you can trust

Apply for a fixed rate business loan in just 10 minutes by completing our online application

You'll be given a final decision within 48 hours

Borrow from £10,000 to £150,000 across 12-60 months. With no charge for lump sum repayments or early repayments in full

Use our indicative quote tool to find out if you may be eligible for a loan with us and find out how much it could cost - it won't affect your credit score.

To be considered for a loan, your company must:

  • be a limited company incorporated in England, Wales or Scotland
  • have been trading for at least 18 months
  • have at least one year of accounts filed at Companies House
  • have an annual turnover up to £2 million

Additionally, as the Applicant Director, you must:

  • be an individual resident in England, Wales or Scotland
  • be at least 18 years of age and a Director of the Company with a minimum 25 % shareholding
  • be an authorised signatory on the Company bank account that will be used to repay the loan
  • not be bankrupt or have been bankrupt (or subject to any similar proceedings) in the past 6 years
  • sign a Personal Guarantee of the Company’s obligations under the loan agreement
  • If you apply we'll ask you for information, including about your company's current banking arrangements. Find out more about this.

What could your repayment look like?

See an estimate of how much you'll pay back using our loan calculator

Borrow amount
Monthly payment
Total payment
Total interest

This is an example only, based on a 6.96% APR (Annual Percentage Rate). The actual amounts may differ to those shown above, depending on loan amounts and individual circumstances.

Representative example

* 6.96% APR Representative on unsecured business loans up to £25,000. The rate offered may differ from the representative APR shown. Representative Example generated on 23/04/2019.

Loan amount
£20,000
Term time
24 months
Interest rate per annum (Fixed)
6.75%
Representative APR
6.96% APR
Fees/Charges[1]:
£0

[1] This fee is deducted from the "Loan amount" to calculate the "Total amount of credit" you see in the box to the right.

Total amount of credit
£20,000
Total amount repayable
£21,438.91

The representative APR is for comparison purposes and shows the annual interest rate that we expect at least 51% of customers to get when they enter a loan agreement with us.


Next steps

Online Business Loan - Start your Online Business Loan application

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Online Business Loan

0800 085 7662

We're here Mon-Fri 8am-6pm

Do you have a Relationship Manager? - If you do please contact them to discuss your options. Our Online Business Loan is not available through your Relationship Manager.


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