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Business borrowing options - loans, overdrafts, credit

Financial support for your business

Our business banking experts can help you find funding options that fit the needs of your business. From long-term loans to everyday credit, we can help. All credit facilities are subject to status and eligibility. Applicants must be 18 years or over.

Please note that security may be required. Any asset used as security will be at risk if you break the agreement and may be sold to repay your debt. Property given as security, which may include your home, may be repossessed if you do not keep up repayments on your borrowing.

Business overdraft

Cover funding shortfalls with our business overdraft

Business card

A simple solution for day-to-day expenses.

Compare our loans

We have a borrowing option suitable for almost any business.

Fixed Loans

Online business loan

Speedy business loans between £10,000 and £150,000

Our 4-step Online Business Loan application for limited companies can be completed in 10 minutes. You'll get an automated decision of approved, referred or declined straight away. Qualifying criteria & arrangement fee applies.

Find out more about Flexible business loans

Representative example

12.8% representative APR on unsecured business loans up to £25,000. The rate offered may differ from the representative APR shown. Representative example generated on 27/04/2018.

Loan amount: £20,000 Term time: 24 months Interest rate per annum (Fixed) 8.5% Representative APR 12.8% APR
Fees/Charges: £700

* This fee is deducted from the "Loan amount" to calculate the "Total amount of credit".

Total amount of credit: £19,300 Total amount repayable: £21,821.38

Variable rate Loans

Term loan

Loans available from £1000

Tell us how you want to improve your business and we'll do our best to provide the financial support you need to make it happen.

Find out more about Flexible business loans

Representative example - Variable rate loan

11.4% APR representative on unsecured business loans up to £25,000. The rate offered may differ from the representative APR shown. Representative example generated on 29/12/2017.

Loan amount: £5000 Term time: 48 months Interest rate per annum (Variable) 9.0% Representative APR 11.4% APR
Fees/Charges: £175 Total amount of credit: £5000 Total amount repayable: £6147.14

Other variable rate loans

Flexible business loan

Redraw and flexible repayment options

Agree a repayments schedule for you, with the flexibility to overpay and redraw overpaid funds if you need to – the first two redraws are free. Available for loans over £25,000.

Find out more about Flexible business loans

Business loan

Option of fixed or variable interest or a mix of both

A structured business loan of between £25,001 and £10m to help you develop your business.

Find out more about Business loans

Enterprise Finance Guarantee

Great idea but no security? This government funding initiative may be able to help

EFG is designed to help guarantee working loans for businesses. We can help to guide you through the application process.

Find out more about Enterprise Finance Guarantees

Helping to unlock finance for smaller businesses in partnership with Yorkshire Bank

Find out moreabout British Business Bank (Link opens in a new tab)


Next steps

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