Business borrowing options - loans, overdrafts, credit
We have a borrowing option suitable for almost any business. From long-term loans to everyday credit, we can help provide financial support for your business. All credit facilities are subject to status and eligibility. Applicants must be 18 years or over.
Please note that security may be required. Any asset used as security will be at risk if you break the agreement and may be sold to repay your debt. Property given as security, which may include your home, may be repossessed if you do not keep up repayments on your borrowing.
Coronavirus Business Interruption Loan Scheme
Government guaranteed loans to support UK businesses impacted by coronavirus disruption
We are participating in this scheme and are here to guide you through an application.
Find out more about Coronavirus Business Interruption Loans Scheme
Fixed rate Loans
Online business loan
Our Online Business Loan application for limited companies can be completed in 10 minutes. We aim to give you a final decision on whether you’ve been approved or not with 48 hours of applying. Qualifying criteria applies.
- Online application takes just 10 minutes
- We aim to give you a final decision within 48 hours
- Borrow from £10,000 to £150,000 across 12 - 60 months
- No charge for lump sum repayments or early repayment in full
Representative example
10.2% APR Representative on unsecured business loans up to £25,000. The rate offered may differ from the representative APR shown. Representative Example generated on 05/07/2019.
Loan amount:
£20,000
Term time:
24 months
Interest rate per annum (Fixed)
9.75%
Representative APR
10.2% APR
Fees/Charges:
£0
* This fee is deducted from the "Loan amount" to calculate the "Total amount of credit".
Total amount of credit:
£20,000
Total amount repayable:
£22,102.49
Online business loan
Our Online Business Loan application for limited companies can be completed in 10 minutes. We aim to give you a final decision on whether you’ve been approved or not with 48 hours of applying. Qualifying criteria applies.
- Online application takes just 10 minutes
- We aim to give you a final decision within 48 hours
- Borrow from £10,000 to £150,000 across 12 - 60 months
- No charge for lump sum repayments or early repayment in full
Representative example 10.2% APR Representative on unsecured business loans up to £25,000. The rate offered may differ from the representative APR shown. Representative Example generated on 05/07/2019. | |||
|---|---|---|---|
| Loan amount: £20,000 | Term time: 24 months | Interest rate per annum (Fixed) 9.75% | Representative APR 10.2% APR |
|
Fees/Charges:
£0
* This fee is deducted from the "Loan amount" to calculate the "Total amount of credit". |
Total amount of credit: £20,000 | Total amount repayable: £22,102.49 | |
Variable rate Loans
Term loan
Loans available from £1000
Tell us how you want to improve your business and we'll do our best to provide the financial support you need to make it happen.
Representative example
9% APR representative on unsecured business loans up to £25,000.
Loan amount:
£10,000
Term time:
36 months
Interest rate per annum (Variable)
8.75%
Representative APR
9% APR
Fees/Charges:
£0
Total amount of credit:
£10,000
Total amount repayable:
£11,405.02
All loans offered are subject to status. This example is for unsecured loans of up to £25,000. The rate offered may differ from the representative APR shown.
Term loan
Loans available from £1000
Tell us how you want to improve your business and we'll do our best to provide the financial support you need to make it happen.
Representative example 9% APR representative on unsecured business loans up to £25,000. | |||
|---|---|---|---|
| Loan amount: £10,000 | Term time: 36 months | Interest rate per annum (Variable) 8.75% | Representative APR 9% APR |
| Fees/Charges: £0 | Total amount of credit: £10,000 | Total amount repayable: £11,405.02 | |
All loans offered are subject to status. This example is for unsecured loans of up to £25,000. The rate offered may differ from the representative APR shown.
Flexible business loan
Redraw and flexible repayment options
Agree a repayments schedule for you, with the flexibility to overpay and redraw overpaid funds if you need to – the first two redraws are free. Available for loans over £25,000.
Business loan
Option of fixed or variable interest or a mix of both
A structured business loan of between £25,001 and £10m to help you develop your business.
Helping to unlock finance for smaller businesses in partnership with Yorkshire Bank
Find out moreabout British Business Bank (Link opens in a new tab)
Business Overdraft and Credit Card
Business Overdraft
Cover funding shortfalls with our business overdraft.
Next steps
-
New business current account customers - start your business current account application process online.
Compare our business accounts -
New business savings account customers - start your business savings account application process online.
Compare our business savings accounts -
Business Lending - Flexible lending options for new and existing customers.
Enquire now about flexible lending options
Talk to us
-
General Enquiries
We're here Mon-Fri 8am-6pm
-
Business credit card customer helpdesk
-
Branch locator
Find your nearest branch or Private Banking Centre.
You can find impartial information and guidance on money matters on the “Money advice service” website.
Yorkshire Bank is covered by the Financial Services Compensation Scheme (FSCS), Find out more.